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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.775738512551020408 (671 reviews)

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4.78

Based on 671 reviews, last reviewed 24th Jun 2026

52600% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always been helping whenI need help and also in Loan... Always been helping whenI need help and also in Loans: very helpful team and understand the customer situation Reviewed on: 24th June 2026

Latest lowest rating:

2

Bad customer relations approach The experience i had wasn't good the guy called me and gave me declined answer without any congent reason/s. His customer relstion approach was bad. Reviewed on: 23rd June 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (671)

Extremely helpful staff, easy and friendly applicati...

Extremely helpful staff, easy and friendly application process, honest and clear answers Reviewed on: 23rd June 2026

False loan ads / savings

I’ve had 2 loans, paying them feels like it takes forever from my child benefit. I’m always seeing ads to apply for a higher loan but I’m never accepted. It’s quite triggering. Although I love the saving element because I can’t save by myself whatsoever. It’s the highest amount of savings I’ve had in my life. Reviewed on: 23rd June 2026

Great credit union, only thing I would say it advert...

Great credit union, only thing I would say it advertised to apply for a loan on my homepage so I did and was sent an email stating it hadn't been long enough and to check the email they had sent 5 months ago. If im eligible please dont advertise directly to me, was embarrassing and uncomfortable. Reviewed on: 23rd June 2026

Very clear and easy to use, very reliable

Very clear and easy to use, very reliable Reviewed on: 23rd June 2026

Why choose London Capital Credit Union?

Staff are very informative, excellent service, low interest on loans, repayments are made directly from salary if preferred, and a percentage goes towards savings, so once loan is repaid you have a built up saving yourself which is great for a treat..holiday!! Reviewed on: 23rd June 2026

Helpful when I needed money the for burial of family...

Helpful when I needed money the for burial of family member. Reviewed on: 23rd June 2026

The Credit Union is of great help to me, I can rely...

The Credit Union is of great help to me, I can rely on them for savings and loans when needed. Excellent service Reviewed on: 23rd June 2026

Fast response.

Fast response. Best customer service and low interests rate. Reviewed on: 23rd June 2026

Credit union has always been good to me

Credit union has always been good to me Reviewed on: 23rd June 2026

Easy to deal with and really helped me save and get...

Easy to deal with and really helped me save and get out of debt at the same time Reviewed on: 23rd June 2026

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