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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.9 (229 reviews)

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4.90

Based on 229 reviews, last reviewed 6th May 2026

13500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

2 star

Latest highest rating:

5

Reliable and easy to use service, very clear Reliable and easy to use service, very clear Reviewed on: 6th May 2026

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (229)

Excellent customer service and efficient.

Customer Service is excellent, very supportive and efficient. Reviewed on: 30th April 2026

The Customer Service is EXCELLENT

When I applied for a loan from London Capital Credit Union, there wasn't a lot of hassles. They told me the time the loan would be ready. And each time I calm to inquire about the loan, the customer service response is excellent. And apart from you repaying your loan, they also save some money for you and their interest is very low. Reviewed on: 30th April 2026

At first, I thought it was a scam which kept me worr...

At first, I thought it was a scam which kept me worried because by then I all my information was gone and sine money has been paid first. I was given some days to allow documentation to be checked but it didn't reach the actual days I was given and I received my loan money. I was impatience. Reviewed on: 29th April 2026

Prompt. Swift

Prompt. No problems. Clear communication Reviewed on: 29th April 2026

Great experience with London Capital Credit union.

I have had no difficulties with using credit union. They have been very quick with their processes and very efficient when reaching out for further supporting documentation. Reviewed on: 29th April 2026

Simple and clear

straightforward process. the communication was on point. Reviewed on: 29th April 2026

1st Review

Joined last year 2025 in December and have had a pleasant experience to date. It was not a hustle and I am happy with their service. Reviewed on: 29th April 2026

Reply from London Capital Credit Union Thank you for your thoughtful feedback. At London Capital Credit Union, we are member-owned and focused on long-term wellbeing, enabling us to provide clear and honest support. Response date: 29th April 2026

Absolutely one if the best banks in the UK I have ha...

Absolutely one if the best banks in the UK I have had an amazing experience with credit union they are so helpful Reviewed on: 29th April 2026

LCCU, always ready to help in short time and in emer...

LCCU, always ready to help in short time and in emergency.Very grateful Reviewed on: 29th April 2026

Would recommend to anyone!

The consolidation loan is fantastic, it's really helped me take control of my money and stop worrying about the extra fees I was having to pay every month. Reviewed on: 29th April 2026

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