Smart Money People Logo

London Capital Credit Union: Loans reviews

4.80
Based on 83 reviews, last reviewed 14th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
4%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

My loan without a moan. The application made for my loan was smooth with a quick turnaround. I also made 2 calls to customer service agents to clarify details who were knowle... Read more Reviewed on: 14th July 2025
Ian C's avatar
Ian C

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025
Ceyhan E's avatar
Ceyhan E

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

London Capital Credit Union Loans reviews (83)

Trust worthy

5
I’m so happy and satisfied that there’s a company that I can trust and have confidence in around money. I like their procedures or ways of practice so to ensure that everyone is treated fairly with no discrepancies. They are honest and transparent. The staff both telephone and in person are respectful. These motivates me to stay with them. Reviewed on: 12th July 2025

Quick and efficient

5
Didn't remember my password and called customer service lines. Service was very efficient and quick and had my details within 5 minutes. Thank you Reviewed on: 12th July 2025

Quick and efficient

5
Didn't remember my password and called customer service lines. Service was very efficient and quick and had my details within 5 minutes. Thank you Reviewed on: 12th July 2025

I feel service is responsive and accommodating of al...

5
I feel service is responsive and accommodating of all individualised needs Reviewed on: 12th July 2025

Fantastic helpful advice and help as always

5
Fantastic helpful advice and help as always Reviewed on: 12th July 2025

Was so helpful.

5
Was so helpful. Wanted money for emergency and very professional Reviewed on: 12th July 2025

Relaxed, fast and helpful staff

5
Easy to apply and fast service. Application was simple to fill in online and it was a quick service Reviewed on: 12th July 2025

The whole process went smoothly.

5
The whole process went smoothly. The form was simple to fill out Reviewed on: 12th July 2025

Kind staff

5
I recently applied for a loan and all staff that I spoke to was very kind and helpful never had no issues getting the answers I needed. Very respectful staff members Reviewed on: 12th July 2025

Consolidated Debts at Great Rates

5
I used London Captial to consolidate some of my existing debts. They gave me the lowest rate available to myself and the process was quick and easy. Reviewed on: 12th July 2025

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from London Capital Credit Union?

    View all products