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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

simple efficient and friendly.

simple efficient and friendly. from start to finish i felt confident Reviewed on: 13th July 2026

They are very professional when it comes to lending...

They are very professional when it comes to lending money. They do show care for you and the response is quick. Reviewed on: 13th July 2026

Listened to when needed to apply for loan.

Listened to when needed to apply for loan. Reviewed on: 13th July 2026

My experience with London capital credit union has b...

My experience with London capital credit union has been nothing but amazing. They approved a loan for me when my credit wasn’t the best but this has made me be able to get my life back on track instead of having lots of debt everyone I was able reconciliation it into one payment. Reviewed on: 13th July 2026

Very good condition for loans.

Very good condition for loans. I do think it is very useful for NHS staff. Reviewed on: 13th July 2026

Great company

Never had an issue with this company, always reliable and amazing customer service when needed. Reviewed on: 13th July 2026

The loan process every lender should aspire to

I came to London Capital Credit Union half-expecting the usual drawn-out loan process, and was pleasantly surprised at every turn. The application was clear and quick to complete, with no jargon and no unnecessary hoops. What stood out most was the speed. The decision came through far faster than I'd anticipated, and everything that followed was handled without any fuss. Throughout, I felt like a person rather than an account number. Communication was prompt and friendly, and there's real reassurance in dealing with a lender whose ethos is built around its members rather than shareholders. Fair rates, a genuine human touch, and money that stays within the community. It's exactly what a credit union should be. I'd happily recommend them to anyone weighing up a loan. A genuinely excellent experience from start to finish. Reviewed on: 13th July 2026

Very helpful with clear explanation.

Very helpful with clear explanation. Polite and professional, calm and knowledgeable. Simple process and all completed in a timely fashion, explanation of different products available and which would be best suited to my needs. Available when you phone and responsive Reviewed on: 13th July 2026

They were friendly over the phone and helpful.

They were friendly over the phone and helpful. Reviewed on: 13th July 2026

Supportive.

Supportive. The service they render to me is excellent. Reviewed on: 13th July 2026

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