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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Always helpful and friendly and there honesty and ex...

Always helpful and friendly and there honesty and experience is second to none Reviewed on: 10th July 2026

They have been very helpful with explaining to me ho...

They have been very helpful with explaining to me how the load process works and they’re so kind too Reviewed on: 9th July 2026

Simple and prompt

It's always simple to contact the team and my loans have been approved promptly. Reviewed on: 9th July 2026

they made very easy process for me.

they made very easy process for me. I appreciate them. Reviewed on: 9th July 2026

LCCU is very helpful to me and good service as...

LCCU is very helpful to me and good service as well Reviewed on: 9th July 2026

I am extremely disappointed that London Capital Cred...

I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolidate my existing debts so that I could better support my daughter as she prepares for university. The reason given for declining my application was that I did not provide sufficient evidence of affordability on the form. I struggle to understand how this is fair when the credit union has access to my bank account information and could reasonably assess my financial position from that data. I applied in good faith, hoping for support during a challenging time. Instead, I feel let down by a process that seems unnecessarily rigid and unsupportive. Unfortunately, based on this experience, I would not feel confident recommending London Capital Credit Union to others. Reviewed on: 9th July 2026

Ive referred a few members of family as credit union...

Ive referred a few members of family as credit union always help me in times when I need help couldn't recommend them enough Reviewed on: 9th July 2026

Very friendly and helpful staff the app is easy to...

Very friendly and helpful staff the app is easy to use Reviewed on: 9th July 2026

Overall positive experience.

Overall positive experience. Improvements: the website is outdated and I called a few times and nobody answered the phone during working hours. Reviewed on: 9th July 2026

I was granted a loan to pay off my overdraft.

I was granted a loan to pay off my overdraft. I was able to save while paying the loan. Reviewed on: 8th July 2026

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