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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (230 reviews)

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4.85

Based on 230 reviews, last reviewed 24th May 2026

13600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

2 star

Latest highest rating:

5

Great work, responsive and application process acces... Great work, responsive and application process accessible Reviewed on: 24th May 2026

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (230)

Excellent Financial Services

I'm able to save, check my balance and withdraw money easily. My inquiries were attempted to promptly. And when I needed loan, it granted without hassle. Reviewed on: 28th April 2026

Just really good experience with them happy customer

Just really good experience with them happy customer Reviewed on: 28th April 2026

Great helpful support from the customer service

Great helpful support from the customer service Reviewed on: 28th April 2026

I’ve had a very positive experience

I’ve had a very positive experience with London Capital Credit Union for both loans and savings service. The process was clear and efficient, and the staff were friendly, knowledgeable, and genuinely member‑focused. I would happily recommend them. Reviewed on: 28th April 2026

Very useful, and everytime I have apply for a loan i...

Very useful, and everytime I have apply for a loan it’s went well without any problem. I’m really satisfied with the service Reviewed on: 28th April 2026

A true Credit Union,perfect for this time and age!

London Capital Credit Union have been a reliable Credit union with very supportive staff. Reviewed on: 28th April 2026

Fast approval

The app is user friendly and if you are a member even with small savings, the approval rate is high. Very helpful when you are in need with very low interest. Reviewed on: 28th April 2026

Credit union has been amazing for me and my family o...

Credit union has been amazing for me and my family over the years. I have managed to save and to get loans to help with holidays etc for my children Reviewed on: 28th April 2026

I did receive my loan in less than one week...

I did receive my loan in less than one week thank you Reviewed on: 28th April 2026

Credit Union has always been open and transparent.

Credit Union has always been open and transparent. The process is thorough yet straightforward and provides outcome in a timely fashion. I love that there's never any judgement and feel soo much more confident in approaching them with my request. They are my first choice when applying for a loan due to the low cost interest applied. I also like that I never miss a payment due to payment being taken directly from my salary. Reviewed on: 28th April 2026

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