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London Capital Credit Union: Loans reviews

4.85
Based on 230 reviews, last reviewed 24th May 2026
13600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great work, responsive and application process acces... Great work, responsive and application process accessible Reviewed on: 24th May 2026
Jennifer W's avatar
Jennifer W

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025
Ceyhan E's avatar
Ceyhan E

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (230)

I have a good and excellent experience so far

5
I have a good and excellent experience so far Reviewed on: 28th April 2026

My excellent Experience with LCU

5
I have been able to recommend not less than 11 persons because when i joined they were never biased and always very prompt to answer either via phone,emails...LCU is so efficient and reliable .prompt in Loan issuance and savings.I can trust them always. Reviewed on: 28th April 2026

Really helped me save and with a loan

5
Really helped me save and with a loan Reviewed on: 28th April 2026

Excellent organisation - Actually Helps People

5
Really good organisation that helps people in need without prejudice! A rarity these days. Reviewed on: 28th April 2026

Smooth transduction and processing

5
Smooth transduction and processing Reviewed on: 28th April 2026

Amazing team always happy to help

5
Amazing team always happy to help Reviewed on: 28th April 2026

Swift Response.

5
Swift Response. Clarity on requirements no hassle Reviewed on: 28th April 2026

Extremely satisfying to know there is some help avai...

5
Extremely satisfying to know there is some help available when needed Reviewed on: 28th April 2026

My experience has been excellent with all the team

5
My experience has been excellent with all the team who review my applications. They have always been supportive and considerate, especially during times when I needed urgent help. I truly appreciate all the support I have received during difficult situations. I would highly recommend joining the Credit Union to anyone looking for reliable and stress-free financial support. Reviewed on: 28th April 2026

Without the LCU I don't think I could coup, they are...

5
Without the LCU I don't think I could coup, they are part of my every day life. Reviewed on: 28th April 2026

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