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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Great service !

I have used capital credit union in the past and the service has been excellent. They give you a clear understanding of what the process is and are friendly aswell. The fact that you can save whilst paying back your loan is excellent. Reviewed on: 8th July 2026

Really helpful easy to use and understand

Really helpful easy to use and understand Reviewed on: 8th July 2026

Help during bereavement fall-out

I fell into a hard time due to three bereavements of family members in the span of a year and a half. Having to move and take on additional expenses put me in an incredibly difficult position, to the point that I was on financial aid. I wasn't able to take out loans from my conventional banks because the fees were so high. Working for the NHS, I found the information for London Capital Credit Union as offering low-interest loans. I applied and got accepted right away with a plan to pay back the loan realistically. Times when things got difficult, I spoke to their representatives and was provided information in a calm manner. Financial institutions, including the London Capital Credit Union, can only do so much to help individuals. However, the support they provide is far kinder and pragmatic compared to other institutions who just want to keep a hold of you forever. I am very grateful for their services and their demeanour! Reviewed on: 8th July 2026

So far so good, very transparent!

So far so good, very transparent! Reviewed on: 8th July 2026

Caring and attentive towards my goals.

I found this company to be outstanding in helping me to get a firm grip on my finances, the advice and care of attention was outstanding. Reviewed on: 8th July 2026

Exceptional professional service supporting people w...

Exceptional professional service supporting people with low credit and encouraging to save whilst paying off debts with a remarkable low interest. Reviewed on: 8th July 2026

I’ve taken a loan with London Capital Credit Union o...

I’ve taken a loan with London Capital Credit Union on two occasions but they are excellent the interest was so fair on both times unlike other institutions that gives you loan on a high interest Reviewed on: 8th July 2026

Excellent service.

Excellent service.. been saving and getting loans with capital credit union for over 10 years and never had any issues.. Reviewed on: 7th July 2026

When i had very poor credit score i got loan from lo...

When i had very poor credit score i got loan from london capital credit union at lower interest rate Reviewed on: 7th July 2026

I applied for a loan to pay for visa fees, and I was...

I applied for a loan to pay for visa fees, and I was called to gather every detail as to what I am in need of and then accordingly I received the required loan, this is excellent customer service. Reviewed on: 7th July 2026

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