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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Low interest rates and excellent service

Response to my queries and support in the area of available services such as savings and loans are excellent including low interest rates . Therefore, I would always recommend this credit union to friends and family. Reviewed on: 7th July 2026

London capital credit union have never failed me.

London capital credit union have never failed me. Always on offer when I need help. Also it helps me to save. Reviewed on: 7th July 2026

Requested for a loan and I got it transferred into m...

Requested for a loan and I got it transferred into my account quickly. Reviewed on: 7th July 2026

Excellent - quality customer service.

It went smoothly. I had no problems in obtaining a small grant. Reviewed on: 7th July 2026

Savings is great but loans even though I have paid o...

Savings is great but loans even though I have paid on time never missed a payment and been loyal customer saving always reject my application for a loan Reviewed on: 7th July 2026

"For the people"

They will try or advice you the best way they can accommodate you with any circumstances you may be dealing with and advice you accordingly the best situation credit union are able to assist or not Reviewed on: 7th July 2026

Very low interest.

Very low interest. Quick customer service, friendly and professional staff. Reviewed on: 7th July 2026

They were very good to explain everything

They were very good to explain everything Reviewed on: 7th July 2026

Efficient and Considerate

Great service, very efficient. Very considerate especially to those have low credit score Reviewed on: 7th July 2026

My experience

I was struggling with my cc debt, they were the only ones that offered me the loan which was the first step towards clearing the debt. They also thought me a valuable lesson about saving. I very much appreciate what they do. Amazing. Reviewed on: 7th July 2026

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