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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.77 (84 reviews)

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4.80

Based on 84 reviews, last reviewed 22nd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

Great and easy service. Great and easy service. All products explained. Applying f9r loans were made easy Reviewed on: 22nd January 2026

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (84)

It was easy to set up.

It was easy to set up. I like that I joined because Dudley’s castle and crystal shut down so I joined this Credit Union. Reviewed on: 13th May 2025

Reply from London Capital Credit Union Hi Darren, Thank you for your feedback. We strive to make the process of joining and applying for our products as easy and smooth as possible. Response date: 15th May 2025

Clearing the Credit Cards at last!

I used to rely on credit cards and the debt really was the 'never never', The credit unions loans helped me escape that reliance on borrowing and as I approach retirement I now have substantial savings. Reviewed on: 7th February 2025

Anazing

Just the best service every time you need it. Great options for saver loans Reviewed on: 12th August 2022

Time wasters

I am currently with them I needed to borrow some money from them they helped me last year ..but in future will not use them again they are time waster Reviewed on: 31st October 2021

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