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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (230 reviews)

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4.85

Based on 230 reviews, last reviewed 24th May 2026

13600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

2 star

Latest highest rating:

5

Great work, responsive and application process acces... Great work, responsive and application process accessible Reviewed on: 24th May 2026

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (230)

London Capital 5 star service.

London Capital have provided excellent service and genuine support when it was needed most. They are professional, understanding, and truly care about helping people in difficult situations. Their communication is clear, respectful, and efficient, which makes a stressful time much easier to manage. It is reassuring to know there are organisations like London Capital who are there for people in need. Highly recommended for their kindness and outstanding service. Reviewed on: 28th April 2026

My experience with London Capital Credit Union has b...

My experience with London Capital Credit Union has been excellent. The staff are always friendly, professional, and willing to help with any questions I have. The services are reliable and easy to use, and I really appreciate how straightforward everything is. What stands out most is the level of customer care—they make you feel valued and supported. I would definitely recommend London Capital Credit Union to anyone looking for a trustworthy and helpful financial service. Reviewed on: 28th April 2026

LCCU has got to be the best Credit Union in the UK.

LCCU has got to be the best Credit Union in the UK. The process can be a bit lengthy with having to detail every single credit card and loan but obviously this is necessary so they can make an informed decision before lending money. I would definitely recommend them to anyone looking to get on top of their finances and save a little at the same time. Reviewed on: 28th April 2026

Transparent and Fair

I appreciate the transparency and the fairness of London Capital Credit. Clear communication that is timeous and without hidden agenda. A rare find! Reviewed on: 28th April 2026

Fast processing and very reasonable APR.

Fast processing and very reasonable APR. There was an issue with my account and the customer service team dealt with it very professionally and in a speedy manner. Reviewed on: 28th April 2026

Always been very good to me very good with timing an...

Always been very good to me very good with timing and lending Reviewed on: 28th April 2026

Easy process

I’ve taken out a few loans and the process is very easy and smooth Reviewed on: 28th April 2026

It’s not a day that I needed help from the London Ca...

It’s not a day that I needed help from the London Capital Credit Union that they turned me down , they are reliable Reviewed on: 28th April 2026

I recently borrowed £6,000 from London Capital Credi...

I recently borrowed £6,000 from London Capital Credit Union, and I couldn’t be happier with the whole experience. From the very first enquiry to the receipt of funds, the entire process was incredibly smooth and easy. The staff were friendly, professional, and really helpful. They explained everything clearly, answered all my questions promptly, and made what can sometimes be a stressful experience feel completely straightforward. The application was simple, the approval was quick, and the money was in my account exactly when I needed it. If you’re looking for a reliable and supportive credit union in London, I highly recommend London Capital Credit Union. They truly care about their members and make borrowing feel hassle-free. I’ll definitely be using them again in the future! Thank you, LCCU! Reviewed on: 28th April 2026

Transparent and informative informations is delivere...

Transparent and informative informations is delivered at all times. Reviewed on: 28th April 2026

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