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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (230 reviews)

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4.85

Based on 230 reviews, last reviewed 24th May 2026

13600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

2 star

Latest highest rating:

5

Great work, responsive and application process acces... Great work, responsive and application process accessible Reviewed on: 24th May 2026

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (230)

Excellent credit union

Excellent credit union who has helped me save. Chioma has been amazing ever since I have been with the credit union when they first opened. Reviewed on: 28th April 2026

Straightforward and clear

The loan application process was straightforward and clear. I had a pleasant customer service experience; with staff responding to my enquiries promptly. Reviewed on: 28th April 2026

Deal with queries quickly.

Deal with queries quickly. Supporting you to save whilst taking a loan. Reviewed on: 28th April 2026

Very helpful staff who are able to troubleshoot logi...

Very helpful staff who are able to troubleshoot login issues over the phone in a timely manner Reviewed on: 28th April 2026

Very grateful for the loan, I needed it during a ver...

Very grateful for the loan, I needed it during a very hard time and was able to get out of the financial situation Reviewed on: 28th April 2026

They respond quick to loan applications

They respond quick to loan applications Reviewed on: 28th April 2026

Been given 2 loans, when I’ve needed it the most to...

Been given 2 loans, when I’ve needed it the most to pay off bills. Reviewed on: 28th April 2026

I have being a member of capital credit union for ov...

I have being a member of capital credit union for over 5 years. I have received support to access credit and obtain loan, especially when I am in emergency situation. The team are helpful and and the loan rate is not on the roof compare to what is obtainable in the market. If you are a member count yourself to be lucky. Reviewed on: 28th April 2026

Really easy to apply and customer service was amazin...

Really easy to apply and customer service was amazing every time. Reviewed on: 28th April 2026

Great company

I’ve had 2 loans from them now there affordable and easily contactable Reviewed on: 28th April 2026

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