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London Capital Credit Union: Loans reviews

4.80
Based on 84 reviews, last reviewed 22nd Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
4%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Great and easy service. Great and easy service. All products explained. Applying f9r loans were made easy Reviewed on: 22nd January 2026
Nkiruka O's avatar
Nkiruka O

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025
Ceyhan E's avatar
Ceyhan E

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (84)

A member for over 25 years recommended dozens of peo...

5
A member for over 25 years recommended dozens of people. They’ve also been highly satisfied with the service the credit Union gives Reviewed on: 26th June 2025

Very good reliable helped me with affordable loan

5
Very good reliable helped me with affordable loan Reviewed on: 25th June 2025

I am happy about their service.

5
I am happy about their service. They are reliable, dependable and professional. They are honest and trustworthy. They are the fastest solution provider and give their customers peace if mind. Charge are low, and to top it up is apart from the loan, they made it in such a that you paying the loan and also making savings. Reviewed on: 23rd June 2025

I was helped very quickly with clear instructions ab...

5
I was helped very quickly with clear instructions about how to set up a savings account. Staff were incredibly helpful Reviewed on: 18th June 2025

Very quick to respond after an application.

5
Very quick to respond after an application. Efficient and understanding as a whole team Reviewed on: 18th June 2025

I had a very smooth assessment.

5
I had a very smooth assessment. It my lack of IT experience, i still got staff being very patient and supportive Reviewed on: 17th June 2025

Fast review of loan application.

5
Fast review of loan application. Given a loan based on affordability. Will not be in long term debt from the loan provided. Excellent customer service Reviewed on: 17th June 2025

The loan rate is too high.

5
The loan rate is too high. The rate that was given to me was far higher than what was advertised Reviewed on: 17th June 2025

Excellent company , great team everything straight

5
Excellent company, very quick response fast on answering , Reviewed on: 17th June 2025

Good service, meet my expectations, easy approachable

4
Good service, meet my expectations, easy approachable Reviewed on: 17th June 2025

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