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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Execellent Service with user friendly platform.

Execellent Service with user friendly platform. Reviewed on: 11th July 2026

Straight forward with added benefits

The application process was very straight forward which helped me feel confident I was choosing the right provider. I feel comfortable with the loan repayments as it benefits me too by adding to my savings. Reviewed on: 11th July 2026

Very easy very friendly made me feel very comfortabl...

Very easy very friendly made me feel very comfortable at a time I was financially uncomfortable Reviewed on: 11th July 2026

Low interest and quality service delivery.

My experience with London capital has been wonderful. I have secured loans from them twice and i didn't regret it because of low interest and quick service delivery. Reviewed on: 11th July 2026

Very easy to contact and speak to a person who alway...

Very easy to contact and speak to a person who always sort out your query Reviewed on: 11th July 2026

Excellent communication, loans availability, flexibi...

Excellent communication, loans availability, flexibility payment Reviewed on: 11th July 2026

Very good, good service and fantastic staff.

Very good, good service and fantastic staff. Reviewed on: 11th July 2026

Just on time for all you need for helping out...

Just on time for all you need for helping out Reviewed on: 11th July 2026

Recommend for fair lending and to save. Amazing.

I’ve always had a great experience with LCCU. Anytime I’ve needed help with anything I’ve been able to get through very easily on the phone and my query has been solved very quickly. When I’ve got a loan I’ve received regularly updates so I know exactly what is going on with my application. I managed to save £500 that I wouldn’t have been able to save by myself. 5 stars. Very happy. Reviewed on: 11th July 2026

My experience with the staff has always been cordial...

My experience with the staff has always been cordial and respectful from the unions point of view Reviewed on: 10th July 2026

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