Write a review

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.8 (84 reviews)

View other London Capital Credit Union products

4.80

Based on 84 reviews, last reviewed 22nd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

Great and easy service. Great and easy service. All products explained. Applying f9r loans were made easy Reviewed on: 22nd January 2026

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

London Capital Credit Union Loans reviews (84)

Consolidated Debts at Great Rates

I used London Captial to consolidate some of my existing debts. They gave me the lowest rate available to myself and the process was quick and easy. Reviewed on: 12th July 2025

Loan application

Only problem is that it took longer than expected.. Reviewed on: 12th July 2025

Always there when I need financial support

Always there when I need them and they always process as quick as they can once my application is finalised. Been with them for over 10 years and if recommend them to anyone who is interested. There payment plans are automatic so no need to worry about missing a payment definitely 5*s from me and you can save with them for that rainy day. Reviewed on: 11th July 2025

Best place for loans and savings

I was finding it difficult to save and get a loan. LCCU helped me greatly. My first place recommended to family and friends is LCCU as I know my financial issues will be supported by them. I now have flexible savings I can acess and improve. Thanks to LCCU. Great customer service and very understanding. Reviewed on: 11th July 2025

Am a member and was desperate for some cash and when...

Am a member and was desperate for some cash and when i ask ut was so awesome to know that i was rewarded the loan inspite i had a few bill am paying off. Customer service is great. I would recommend every one ro join. Reviewed on: 9th July 2025

So helpful and a speedy and easy process.

So helpful and a speedy and easy process. Really helpful in a terrible situation Reviewed on: 9th July 2025

London credit has been very excellent in the way the...

London credit has been very excellent in the way they run their business. The staff are very professional. Reviewed on: 9th July 2025

Very helpful and great service always quick with the...

Very helpful and great service always quick with the service they provide 10/10 Reviewed on: 8th July 2025

It was very good customer service was excellent

It was very good customer service was excellent Reviewed on: 8th July 2025

Am very glad with my recent loan

Am very glad with my recent loan Reviewed on: 8th July 2025

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews
Bridging Loan
from Bridging Finance Solutions 0.00 from 0 reviews
Payday Loan
from Cash Converters 4.14 from 6 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.78 from 822 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub