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London Capital Credit Union: Loans reviews

4.90
Based on 229 reviews, last reviewed 6th May 2026
13500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Reliable and easy to use service, very clear Reliable and easy to use service, very clear Reviewed on: 6th May 2026
Anamaria Laura Bucin's avatar
Anamaria Laura Bucin

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025
Ceyhan E's avatar
Ceyhan E

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (229)

Enormous Gratitude

5
I have been in very difficult position financially and Credit Union provided support and assistance. After balancing my debt and clearing off monthly, Credit union also helped me secure a study loan, which I am enormously grateful. Apart that, my saving account on Credit union, helps me secure some savings that I am unable to touch, but very useful for my goals. Reviewed on: 29th April 2026

I find the team at London Capital Credit Union very...

5
I find the team at London Capital Credit Union very understanding and most helpful. Reviewed on: 29th April 2026

I’ve had a couple of loans from them and it’s quick...

5
I’ve had a couple of loans from them and it’s quick and easy to do. Reviewed on: 29th April 2026

Excellent Customer Support

5
The communication was clear and supportive from the point of application through to acceptance. Though this took a little time, I was so happy that London Capital Credit Union actually took the time to assess me as an individual rather than just a credit score. I’m not exaggerating when I say this has changed my quality of life and credit position significantly Reviewed on: 29th April 2026

Perfect company, helps a lot. 10 of 10

5
Perfect company, helps a lot. 10 of 10 Reviewed on: 29th April 2026

Very good experience this has made me focus more on...

5
Very good experience this has made me focus more on my job without stress of financial difficulties Reviewed on: 29th April 2026

Smooth process obtaining loan

4
Smooth process obtaining loan, team were quick in responding to calls and emails. Made information clear Reviewed on: 29th April 2026

London Capital Credit Union helped me big time when...

5
London Capital Credit Union helped me big time when I needed financial help on my emergency concern. Staffs are very accommodating with questions and concerns. Reviewed on: 28th April 2026

LCC provide assurance

5
They are easy to access, approachable and consistent. Their application process was easy and not frustrating. Reviewed on: 28th April 2026

Best service

5
Always helpful polite and accommodating easy to communicate Reviewed on: 28th April 2026

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