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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

The loan rate is too high.

5
The loan rate is too high. The rate that was given to me was far higher than what was advertised Reviewed on: 17th June 2025

Excellent company , great team everything straight

5
Excellent company, very quick response fast on answering , Reviewed on: 17th June 2025

Good service, meet my expectations, easy approachable

4
Good service, meet my expectations, easy approachable Reviewed on: 17th June 2025

They are very accommodating and very kind and patien...

5
They are very accommodating and very kind and patient in answering all my inquiries. Reviewed on: 17th June 2025

Very fast service, cannot fault any of the process

5
Very fast service, cannot fault any of the process Reviewed on: 17th June 2025

Very good and helpful customer service

5
Very good and helpful customer service Reviewed on: 17th June 2025

I have been through domestic violence and have now b...

5
I have been through domestic violence and have now been awarded a safe property for me and my children which has come at an unexpected time and I was not prepared but by the grace of God I was awarded a loan which has enabled me to prepare to move to my safe space Reviewed on: 17th June 2025

My experience has been excellent, the customer servi...

5
My experience has been excellent, the customer service is on point and the loans are very good value for money..The loan process is also quite easy by too complicated. Reviewed on: 9th June 2025

Helpful loan application process

5
The application process is easy and was very helpful when in need of quick funds. Reviewed on: 9th June 2025

Loan was accepted & provided in good time

5
Loan was accepted & provided in good time Reviewed on: 9th June 2025

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