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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Every single time they have helped when i needed help!

5
Every single time they have helped when i needed help! hands down the best loan company i have used. I don’t even use many because i love credit union that much lol….. also Ive never been able to save this much in my savings before. Bad to say but because of credit union. I was able to do so! Reviewed on: 9th June 2025

It a great service and easy to apply for loan becaus...

5
It a great service and easy to apply for loan because it can be done online Reviewed on: 9th June 2025

Absolutely amazing team.

5
Absolutely amazing team. even though my credit score is little to nothing they still let me have a loan. It has supported me massively by being able to run my business more efficiently by buying a car. Very grateful for London capital Reviewed on: 9th June 2025

Very easy and reliable.

5
Very easy and reliable. Polite customer service who are always there to help and willing to answer questions Reviewed on: 9th June 2025

Always Approved even with an outstanding loan quick...

5
Always Approved even with an outstanding loan quick and reliable Reviewed on: 9th June 2025

A loan that tricks you into being sensible-Genius

5
“A loan that tricks you into being sensible — genius.” Got mine through the credit union I already save with. Low interest, easy process, and it makes you save while you repay. Comes out of my wages before I can spend it on takeaway or impulse buys. Honestly, it’s the smartest I’ve felt in years. Reviewed on: 1st June 2025

Always so helpful and excellent with helping with lo...

5
Always so helpful and excellent with helping with loan sc and savings Reviewed on: 30th May 2025

Helpful, informative, and timely.

5
Helpful, informative, and timely. Reviewed on: 30th May 2025

I am still waiting to hear from you

3
I am still waiting to hear from you Reviewed on: 29th May 2025

I am waiting patiently for my loan to come through a...

3
I am waiting patiently for my loan to come through and then I can review my experience Reviewed on: 28th May 2025

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