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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Excellent reviews.

Excellent reviews.product quality noted, easy to speak to on the phone Reviewed on: 2nd July 2026

Informative, Helpful and quick to respond...

Very informative, very helpful and quick to respond to any queries I had regarding the initial application process. Great to talk to an actual person. Reviewed on: 2nd July 2026

They have me lab when I was in chaos h

They have me lab when I was in chaos Reviewed on: 2nd July 2026

They are very supportive.

They are very supportive. And I have never had a problem with that, interest rate is fair and it’s like a community Reviewed on: 2nd July 2026

I have been using LCCU for a number of years.

I have been using LCCU for a number of years. It has helped me to pay debts and save for a rainy day Reviewed on: 2nd July 2026

Professional, timely and efficient

Professional, timely and efficient Reviewed on: 2nd July 2026

Info giving

Sometimes, the person you speak to can be a little vague in giving info on an existing loan status and update Reviewed on: 2nd July 2026

Excellent customer service

London Capital Credit Union is the most reliable with excellent customer service. Not only do they provide loans with low interest but also gives you the opportunity to save while paying back your loan. Reviewed on: 2nd July 2026

Customer Care

I have always been treated with politeness and always get help when needed. As a customer I feel valued and have never had any problems. Reviewed on: 1st July 2026

They have supported me in difficult Financial Times,...

They have supported me in difficult Financial Times, and I feel their decision making is fair and realistic. They have encouraged me to save regularly and adopt better money habits. Reviewed on: 1st July 2026

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