Write a review

Newsletter

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

View other London Capital Credit Union products

4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

London Capital Credit Union Loans reviews (927)

Life Saver

Ive Been with this credit for almost 10 years if not more they have helped me through some really difficult times helping me to afford furniture for my disabled child , helping to be able to afford my visa fees and lots more without them I don't know how I would have been able to do so many important things in life despite working ! - the repayments are fair and I love the fact that with each payment you also save ! this has been one of the biggest reasons why I always recommend to my family and friends - with other loans you feel as if you are paying back and its never ending with nothing to show for it but with this credit Union you can see your savings in real time. it has taken a burden off of my mind about saving because I know that through my repayments I have some money saved away which is super comforting for a single mother ! I have referred to numerous people and they all love this feature too. I also love the fact that the credit union doesn't just give what you're asking for they assess your situation and make a fair judgment with reasonable repayment rates ! Fantastic service I'd use and recommend 1000 times over. Reviewed on: 1st July 2026

Adel sesay

Good and am happy to ill like anu Reviewed on: 1st July 2026

Approachable and accommodating member of staff

Approachable and accommodating member of staff Reviewed on: 1st July 2026

I love London Credit Union

I like London Credit Union because you can take a loan at any time for holiday, home improvement etc. My last loan was taken when I had to travel abroad for my mum's 80th birthday which was not planned. The funds was available for me in a few days. Reviewed on: 1st July 2026

Amazing people always willing to help

Amazing people always willing to help Reviewed on: 1st July 2026

They fantastic in their way of doing things

They fantastic in their way of doing things Reviewed on: 1st July 2026

Great experience and better saving from the loan and...

Great experience and better saving from the loan and very small interest charged Reviewed on: 1st July 2026

I applied for a loan with London capital credit unio...

I applied for a loan with London capital credit union and throughout the whole process, they were very helpful and understanding. It didn’t take long and I received my loan within a week. I definitely recommend them to anyone in need of a loan. Reviewed on: 1st July 2026

Take Control of Your Finances with Confidence

It’s always been my go-to whenever money’s been a bit tight and I’ve needed quick support in an emergency. The whole process was simple and hassle-free, and honestly, without LCCU I wouldn’t have been able to bring all my debts together. It’s given me real peace of mind—lower interest, manageable repayments, and the added bonus of saving at the same time. It’s genuinely been a huge help. Reviewed on: 1st July 2026

Credit union has always been very helpful at times i...

Credit union has always been very helpful at times in need customer service has always been great and never had any problems everything has always been very easy and straight forward I have used them a lot not just for loans but for savings iswell would recommended to friends and family Reviewed on: 1st July 2026

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Santander 3.35 from 57 reviews
Loan (discontinued)
from Short Term Finance Ltd. (inactive) 4.60 from 322 reviews
Personal Loan
from Post Office 4.02 from 176 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.69 from 1755 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub