Write a review

Newsletter

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

View other London Capital Credit Union products

4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

London Capital Credit Union Loans reviews (927)

Excellent Service

Conveneirnt and affordable and excellent service.Convenient, affordable, and excellent service. Reviewed on: 1st July 2026

I am happy with my new loan.

I am happy with my new loan. The support was professional, and the AI made everything clear and easy to understand. I am waiting for the money thanks Reviewed on: 30th June 2026

I first took out a loan but struggled to pay but eve...

I first took out a loan but struggled to pay but eventually paid it off. I went back after few years for a second loan and they looked into my circumstances..They called me up to discuss concerns about the repayment of my first loan and wondered if I will be able to repay if they loan me a second time. After a brief discussion they agreed to give a the ultimate lifeline that I needed and loan me the money. Needless to say, I have not missed 1 payment at all.as it comes directly from my wage to my credit union account. I have also increased money transferred on a monthly basis to my credit union savings account and doing well financial now and credit score going up. Thank you again, ever so much London Credit Union team! You are the best! Reviewed on: 30th June 2026

Always been helpful.

Always been helpful. Good experience. Reviewed on: 30th June 2026

Efficient and reliable

Wanted a loan and with all my documents verified loan was granted and money was sent to my account in quick time. Reviewed on: 30th June 2026

My 20 plus years with the credit union.

I have been a member for over 20 years. They have always been there for me when I have needed their support. Information requested was always clear and once they received all of the paperwork, decisions were made quickly and the loan was given straightaway. Re-payments were made directly by standing order. The staff are also amazing. They made you feel comfortable and they always show willing in wanting to help support you. I am so pleased to have joined them many years ago from when I was working for Barnet. They do a good job and I appreciate them. Reviewed on: 30th June 2026

Good company but hard to navigate around the site

Good company but hard to navigate around the site Reviewed on: 30th June 2026

Professional attendance during covid lock down

Professional attendance during covid lock down Reviewed on: 30th June 2026

Very efficient and professionalism.

Very efficient, time response and professionalism. Reviewed on: 30th June 2026

I signed up to help save and get a loan to help me a...

I signed up to help save and get a loan to help me and they have been amazing Reviewed on: 30th June 2026

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from 1st Class Credit Union 3.85 from 24 reviews
Bridging Finance (discontinued)
from Halcyon Bridging Finance (inactive company) 0.00 from 0 reviews
Logbook Loan
from AutoMoney 4.01 from 1 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.69 from 1755 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub