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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Was amazing having to know about London Capital Cred...

5
Was amazing having to know about London Capital Credit Union Reviewed on: 28th April 2026

Excellent service

5
The online application was processed quickly, excellent communication, in my account within days Reviewed on: 28th April 2026

My experience with LCCA is fantastic.

4
My experience with LCCA is fantastic. They are ready to rescue terrible situation of any customer. They charge reasonable interest on loans. Reviewed on: 28th April 2026

applied for a loan and it took a while to waitbfor t...

4
applied for a loan and it took a while to waitbfor the result Reviewed on: 28th April 2026

Exceptional service.

5
Exceptional service. It was swift and efficiently handled, particularly information, advice and guidance provided regarding the loan application and response to all correspondences. It has given me peace of mind and my life back. I am in control again. I am able to manage my finances better now. Reviewed on: 28th April 2026

Wonderful customer services and top notch loan process

5
When I applied for loan the loan was granted expressely after meeting their conditions and terms of loan without any delay. It's a sealemless process I have ever experienced when applied for loan. Another thing is that their customers services are top notched Reviewed on: 28th April 2026

It’s been amazing I couldn’t ask for anything better

5
It’s been amazing I couldn’t ask for anything better Reviewed on: 28th April 2026

Excellent credit union

5
Excellent credit union who has helped me save. Chioma has been amazing ever since I have been with the credit union when they first opened. Reviewed on: 28th April 2026

Straightforward and clear

4
The loan application process was straightforward and clear. I had a pleasant customer service experience; with staff responding to my enquiries promptly. Reviewed on: 28th April 2026

Deal with queries quickly.

5
Deal with queries quickly. Supporting you to save whilst taking a loan. Reviewed on: 28th April 2026

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