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London Capital Credit Union: Savings reviews

4.78
Based on 822 reviews, last reviewed 16th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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11%
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2%
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0%
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1%

Latest highest rating:

5

I registered and was communicated with quickly I registered and was communicated with quickly Reviewed on: 16th July 2025
Lauren Rudolph's avatar
Lauren Rudolph

Latest lowest rating:

1

Unfair treatment of loan denial to a customer who ha... Unfair treatment of loan denial to a customer who has actively saved over a year without any withdrawal only to seek loan afterwards and its loan deni... Read more Reviewed on: 15th July 2025
Doris T's avatar
Doris T

About this product

London Capital Credit Union have a range of savings account for members.

You can start a regular savings plan from your salary, your bank account, or by using your child benefit. To apply for a London Capital Credit Union savings account, you must be a member.

London Capital Credit Union savings account reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Savings reviews (822)

Great hell and guidance so far loan when needed savi...

5
Great hell and guidance so far loan when needed saving when needed and advice where needed Reviewed on: 5th July 2025

I have been with london credit union for a while now...

5
I have been with london credit union for a while now and have always been able to get the monies I needed within 3 days of applying. They blew my socks of this yeah when they gave me a bigger loan to help me pay off some very high interest credit cards which has in turn boosted my credit rating. I am now feeling confident that in no time I would be able to save enough for a deposit and my credit rating will be very high too. I am well impressed and do recommend them. Reviewed on: 5th July 2025

Good, reliable service.

4
Good, reliable service. I am able to save and borrow at the same time . Reviewed on: 5th July 2025

Easy access and secure!

5
I have access to my savings anytime of the day The customer service is impeccable too! Reviewed on: 5th July 2025

The Saff is very nice and polite and they are unders...

4
The Saff is very nice and polite and they are understanding and cooperative when you speak with them on the phone. Reviewed on: 5th July 2025

"Reliable and Supportive:

5
My experience with London Credit union has been generally positive. The application process was straightforward, and I received clear communication throughout. The loan was approved quickly, and the funds were disbursed within the expected timeframe. I appreciated the transparency around interest rates and repayment terms. Customer service was helpful when I had questions, and overall, I found them reliable and professional. Reviewed on: 5th July 2025

My experience with London Capital Credit Union has b...

5
My experience with London Capital Credit Union has been very positive. I found their services to be friendly, professional, and supportive. The staff was always approachable and willing to assist with any questions or concerns I had. I appreciate their commitment to community and member-focused approach, which made my financial interactions smooth and trustworthy. Overall, I had a good experience and would recommend their services to others. Reviewed on: 5th July 2025

The Best Credit Union in North London

5
When I arrived in this country over seventeen years ago, I wanted to find a credit union similar to the Jamaica Teacher's Credit Union, which I was a member of. I knew the benifits that I have derived from such institution, so I was pleased to come across the London Capital Credit Union. Without hesitation, I became a member. I have had a positive experience with the credit union, since I've joined and I have had the opportunity to access several loans, from home improvement to personal, and I've always been successfull.There are times when I don't even have enough money in my shares to cover a substantial loan [ big loan], I receive the amount requested due to the trusting relationship which I have developed as a longstanding member. I have never been told no, all my loan requests over the years have been approved. As soon as I have been granted a loan, I work towards clearing it. I have the opportunity to clear my loan using my shares and as a result, I don't keep my loans for long. My payments options are carefully discussed, based on my affordability and this is great! The loan application process and approval times is quick and easy, especially when you are a longstanding member, all your documentations are already in the system. I can't tell you how grateful I am for being a member of this credit union. Because of the great benefits that I have gained from my experience with this institution, it is easy for for to recommend my friends- who are now members themselves. The team at the office are professional in their approach and are always ready to discuss any query or concerns. Now that online banking has made it easier and efficient, I can access my membership information right at my fingertip and I don't have to take a long journey to the office. It has been an absolute pleasure for me to be a member of this noble institution; I will forever be greatful to know that if I'm in any financial difficulty, I have somewhere to get this assistance. Keep up the great work! Reviewed on: 5th July 2025

Saving Goal

5
Deduction from pay helps to wards my Emergency Saving Goal.Good customer services with a very Easy to use App Reviewed on: 5th July 2025

Easy Sign Up, Quick Loan Approvals

5
I had an easy experience signing up, all I had to do was give my details and I was quickly approved. I also needed a loan and they approved me despite me being a new member which was great as I was having a tough time. The customer service is also very friendly and supportive Reviewed on: 4th July 2025

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