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London Capital Credit Union: Savings reviews

Name: Savings
Rating: 4.78 (822 reviews)

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4.78

Based on 822 reviews, last reviewed 16th Jul 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

11%

Latest highest rating:

5

I registered and was communicated with quickly I registered and was communicated with quickly Reviewed on: 16th July 2025

Latest lowest rating:

1

Unfair treatment of loan denial to a customer who ha... Unfair treatment of loan denial to a customer who has actively saved over a year without any withdrawal only to seek loan afterwards and its loan deni... Read more Reviewed on: 15th July 2025

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About this product

London Capital Credit Union have a range of savings account for members.

You can start a regular savings plan from your salary, your bank account, or by using your child benefit. To apply for a London Capital Credit Union savings account, you must be a member.

London Capital Credit Union savings account reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

London Capital Credit Union Savings reviews (822)

Review of the London Capital Credit Union, Savings:

Small but mighty!

Just a brilliant credit union doing great things, building up their strength and investing in the things that matter to me. They've made impressive changes recently, including fingerprint access to their app for online banking. Reviewed on: 22nd April 2025

Reply from London Capital Credit Union Thank you, James! We aim to improve our services to make our members' experiences easier. Response date: 23rd April 2025

Value for money rates are very low compared to high...

Value for money rates are very low compared to high street banks Reviewed on: 3rd July 2025

London capital has always been there for me when I h...

London capital has always been there for me when I have been in need of financial help and for that I say a big "Thank You" Reviewed on: 3rd July 2025

Low interest

Your interest rates are poor. It's a good way to save via payroll and the chance to win cash in the saver account but the rates are bad. I have not borrowed buy perhaps the borrowing rate is low too. I have recommended to work colleagues so perhaps they've shown interest already. Reviewed on: 3rd July 2025

It’s really helpful and Easy to access

It’s really helpful and Easy to access Reviewed on: 2nd July 2025

Account information is easily accessible Loan appl...

Account information is easily accessible Loan applications dealt with speedily. Helpful website and staff Reviewed on: 2nd July 2025

Wouldn't help when most needed it and forced to go t...

Wouldn't help when most needed it and forced to go to the high street bank - where I really didn't want to go. Reviewed on: 2nd July 2025

Reply from London Capital Credit Union Hi Jeanette, We appreciate your feedback; there are times when we have to consider whether lending will be ethical to a member. However, if you are not approved this time, it does not mean that we cannot lend to you in the future should your circumstances improve. Response date: 4th July 2025

Always a five star service

The process is always quick and easy . Staff are helpful and I love the saving concept. Any loans are paid into your account sometimes within 24 hours or even sooner the interest rates for loans and savings are competitive . Reviewed on: 2nd July 2025

My experience has been wonderful have referred a fri...

My experience has been wonderful have referred a friend already. Am planning on doing more and bringing more friends and family in. Reviewed on: 2nd July 2025

Very efficient service, friendly staff and very expe...

Very efficient service, friendly staff and very experienced Reviewed on: 2nd July 2025

Proud customer

Great company, all brilliant! Really happy Reviewed on: 2nd July 2025

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