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London Capital Credit Union: Savings reviews

Name: Savings
Rating: 4.688698368042729152 (1436 reviews)

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4.69

Based on 1,431 reviews, last reviewed 22nd Jun 2026

52900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

11%

Latest highest rating:

5

Best Savings and Loans Bank for small savers I started saving with LCCU many years ago for my Travel Fund and this has enabled me to see the World! Their Customer Service has always been friendly... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

2

It takes 21 days to credit payment from my salary to... It takes 21 days to credit payment from my salary to my savings account Reviewed on: 22nd June 2026

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About this product

London Capital Credit Union have a range of savings account for members.

You can start a regular savings plan from your salary, your bank account, or by using your child benefit. To apply for a London Capital Credit Union savings account, you must be a member.

London Capital Credit Union savings account reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Savings reviews (1436)

Great experience I have easy access to my account

Great experience I have easy access to my account Reviewed on: 14th July 2025

Easy transfers.

Easy transfers. Easy to reset passwords if forgotten Reviewed on: 14th July 2025

Quick and easy service and helps me save

Quick and easy service and helps me save Reviewed on: 14th July 2025

The London Capital Credit Union really saved me at a...

The London Capital Credit Union really saved me at a crucial time and the repayments are so affordable Reviewed on: 14th July 2025

Delay in withdrawing money from my saving

I requested to withdraw money from my savings into my bank account, I requested it on Friday evening, I did not receive the whole weekend and not even Monday morning I have not receive the money. Reviewed on: 14th July 2025

Reply from London Capital Credit Union Hi Harriet, Thank you for your feedback. We apologise for any inconvenience this may have caused. As we are not a bank, we must go through a process in which the Co-op Bank is responsible for distributing the funds to the member's nominated bank account. Additionally, please note that any withdrawal requests made after 3 PM on a working day will be processed and sent out to the member by 5 PM on the next working day. We hope this information clarifies the withdrawal process. Response date: 14th July 2025

Honest, ethical, and community-focused

I’ve had a good experience with London Capital Credit Union. Their customer service is friendly, and the loan process was simple with fair rates. I really like that they’re ethical and support the local community. The only downside is their app—it could be more modern. Still, I’d definitely recommend them if you’re after fair, no-frills banking. Reviewed on: 14th July 2025

always ready to help

They are always ready to help when I needed a loan Reviewed on: 14th July 2025

I highly recommend 10%

I feel very secure with LCCU , however I feel customer care is not very prompt with responses! Reviewed on: 14th July 2025

Really helped me out when no body else would give me...

Really helped me out when no body else would give me a chance Reviewed on: 13th July 2025

Very good credit union, I can save money and can wit...

Very good credit union, I can save money and can withdraw it without any difficulties. Thanks so much Reviewed on: 13th July 2025

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