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London Capital Credit Union: Savings reviews

Name: Savings
Rating: 4.70 (1505 reviews)

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4.70

Based on 1,503 reviews, last reviewed 26th Jun 2026

59700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

11%

Latest highest rating:

5

Great experience over all! Great experience over all! Thank you! Reviewed on: 26th June 2026

Latest lowest rating:

2

It takes 21 days to credit payment from my salary to... It takes 21 days to credit payment from my salary to my savings account Reviewed on: 22nd June 2026

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About this product

London Capital Credit Union have a range of savings account for members.

You can start a regular savings plan from your salary, your bank account, or by using your child benefit. To apply for a London Capital Credit Union savings account, you must be a member.

London Capital Credit Union savings account reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Savings reviews (1505)

The Best Credit Union in North London

When I arrived in this country over seventeen years ago, I wanted to find a credit union similar to the Jamaica Teacher's Credit Union, which I was a member of. I knew the benifits that I have derived from such institution, so I was pleased to come across the London Capital Credit Union. Without hesitation, I became a member. I have had a positive experience with the credit union, since I've joined and I have had the opportunity to access several loans, from home improvement to personal, and I've always been successfull.There are times when I don't even have enough money in my shares to cover a substantial loan [ big loan], I receive the amount requested due to the trusting relationship which I have developed as a longstanding member. I have never been told no, all my loan requests over the years have been approved. As soon as I have been granted a loan, I work towards clearing it. I have the opportunity to clear my loan using my shares and as a result, I don't keep my loans for long. My payments options are carefully discussed, based on my affordability and this is great! The loan application process and approval times is quick and easy, especially when you are a longstanding member, all your documentations are already in the system. I can't tell you how grateful I am for being a member of this credit union. Because of the great benefits that I have gained from my experience with this institution, it is easy for for to recommend my friends- who are now members themselves. The team at the office are professional in their approach and are always ready to discuss any query or concerns. Now that online banking has made it easier and efficient, I can access my membership information right at my fingertip and I don't have to take a long journey to the office. It has been an absolute pleasure for me to be a member of this noble institution; I will forever be greatful to know that if I'm in any financial difficulty, I have somewhere to get this assistance. Keep up the great work! Reviewed on: 5th July 2025

Saving Goal

Deduction from pay helps to wards my Emergency Saving Goal.Good customer services with a very Easy to use App Reviewed on: 5th July 2025

Easy Sign Up, Quick Loan Approvals

I had an easy experience signing up, all I had to do was give my details and I was quickly approved. I also needed a loan and they approved me despite me being a new member which was great as I was having a tough time. The customer service is also very friendly and supportive Reviewed on: 4th July 2025

It's very easy to save, specially salary sacrifice.

It's very easy to save, specially salary sacrifice. Reviewed on: 4th July 2025

Cherish this Union, long may it be

Always had good LCC experience over many many years. Excellence through the app or customer services . Cherish this Union been my shield throughout, long may it be. Reviewed on: 4th July 2025

When I was first told about the credit union, I was...

When I was first told about the credit union, I was facing a very difficult time. Applying for the loan was not complicated and the communication between myself and the staff was excellent. I attended the offices for one last check and even then, the customer service was fantastic and the payment arrangement is fair. I can’t fault the company or its service. 10/10 Reviewed on: 4th July 2025

Very good experience so far to save.

Very good experience so far to save. Reviewed on: 4th July 2025

General poor service.

Staff have a lack of interest and loan decisions and process is more like a faceless bank than a credit union Reviewed on: 4th July 2025

Reply from London Capital Credit Union Hi Daniel, Thank you for your feedback. We are sorry to hear that you are not fully satisfied with our service. Members are welcome to schedule an appointment to speak with the Member Services team. Response date: 10th July 2025

I've been with credit union for over 10years they've...

I've been with credit union for over 10years they've helped me alot. These days it's hard to save money but credit union makes this possible helping you for the seeable future. Reviewed on: 4th July 2025

Excellent experience , great for saving

Excellent experience , great for saving Reviewed on: 4th July 2025

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