Smart Money People Logo

Loqbox: Credit score builder reviews

4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
84% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
Martin g's avatar
Martin g

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (1126)

Review of the Loqbox, Credit score builder:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

Before Loqbox I could not save for some reason..

5
Before Loqbox I could not save for some reason and had a low credit score and ever since I started with Loqbox I feel proud that I’ve been able to save as much as I have while I’m building my credit score. My dream of buying a car is about to come true and I don’t think I will stop using Loqbox even after getting myself a car. It is definitely one of the best resources individuals can use for their benefit. Saving money while building your credit score, isn’t that amazing Reviewed on: 30th June 2025

Very good, boosted my credit score, do as they say.

5
Very good, boosted my credit score, do as they say. Reviewed on: 30th June 2025

It’s a great to tool to help improve your credit...

5
It’s a great to tool to help improve your credit score Reviewed on: 30th June 2025

A Revolutionary Credit Building Tool!

5
Loqbox is the next best thing for anyone looking to improve and build their credit score. It's straightforward, easy to use, and effective. Once you get setup with Loqbox, you can just sit back and let the magic begin. An absolute remarkable experience. Reviewed on: 29th June 2025

Excellent Credit Building

4
It was easy to apply & every option had a good explanation so what you were signing up to was what you needed. There were also options later on that you could also sign up to to help your improve credit journey. Reviewed on: 29th June 2025

Easy to sign up and to navigate, highly recommended.

5
Easy to sign up and to navigate, highly recommended. Reviewed on: 29th June 2025

Really easy to use, and I feel so in control now.

5
Really easy to use, and I feel so in control now. It's a great way for me to get back organised and feeling positive about finances. Reviewed on: 29th June 2025

the loqbox helped me to improve my credit score

5
the loqbox helped me to improve my credit score Reviewed on: 29th June 2025

Okkkkkkk

4
Ok ………………………………………………………………………………. Reviewed on: 28th June 2025

Loqbox has made a massive difference!

5
Loqbox has improved my credit score massively since starting, I noticed a change just a few months in and being able to save too makes me feel at ease! I would reccommend Loqbox to anyone who wants to build their credit score fast! Reviewed on: 28th June 2025