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Loqbox: Credit building reviews

4.56
Based on 1,926 reviews, last reviewed 15th Jul 2026
67700% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Great experience, very helpful, would recommend! Great experience, very helpful, would recommend! Reviewed on: 15th July 2026
Naths's avatar
Naths

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit building reviews (1927)

Review of the Loqbox, Credit building:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

I was searching for a product to help boost my credi...

5
I was searching for a product to help boost my credit score since I have arrived to the UK. Most products simply cost money; this is the only one that saves you money while building your credit score. I can't attest to how effective it is yet but it is a start. Reviewed on: 8th July 2025

Very well structured easy to understand and you guys...

5
Very well structured easy to understand and you guys value your customers. Reviewed on: 8th July 2025

Must have for bad credit!

5
Easy to set up, easy to make contact with customer service. Makes saving easy whilst also building a good credit rating. Reviewed on: 8th July 2025

I’m with Loqbox from few months and work perfectly!

5
I’m with Loqbox from few months and work perfectly! Reviewed on: 8th July 2025

I've noticed my credit go up with the use of Loqbox...

4
I've noticed my credit go up with the use of Loqbox it also has other benefits and makes things appear clear and simple Reviewed on: 8th July 2025

easy setup and credit score boost

5
very easy to setup and helps steadily build my credit score Reviewed on: 8th July 2025

positive...

5
i enjoys seeing my money being used in a positive way Reviewed on: 8th July 2025

I’ve been using Loqbox for a while now, and honestly...

5
I’ve been using Loqbox for a while now, and honestly, it’s one of the easiest and smartest ways I’ve found to build my credit. It’s straightforward, no hidden fees, and it actually helps you see progress as you go. The app is simple to use, and I feel like I’m in control of improving my credit score without any hassle. Definitely recommend it to anyone wanting to get their credit on track! Fingers crossed I win that £1,000—would be amazing! Reviewed on: 8th July 2025

Very easy to use, helpful for gaining credit

5
Very easy to use, helpful for gaining credit Reviewed on: 8th July 2025

My Experience with Loqbox

5
Using Loqbox has been one of the best financial decisions I’ve made. I started with the goal of improving my credit score while building up some savings, and it’s delivered on both fronts. The whole process was simple and transparent from the beginning I chose a monthly amount I was comfortable saving, and Loqbox reported those payments to the credit reference agencies. Over time, I started to see real improvements in my credit score, which gave me more confidence when applying for things like a phone contract and even looking into a future mortgage. What I really appreciated was that the money I was “paying” wasn’t lost at the end of the term, I got it all back and transferred it to a savings account. Loqbox helped me build better financial habits, and I genuinely feel more in control of my money now. I’d definitely recommend it to anyone who wants to improve their credit score without getting into debt. It’s an easy, risk-free way to take charge of your financial future. Reviewed on: 8th July 2025