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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.94
Based on 3,195 reviews, last reviewed 11th May 2026
1602% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

All ways helpful when you inbox and easy to use app. All ways helpful when you inbox and easy to use app. Reviewed on: 11th May 2026
Joe e's avatar
Joe e

Latest lowest rating:

2

Money never arrives on time always a delay, never an... Money never arrives on time always a delay, never answer the phones when you call bad communication Reviewed on: 11th May 2026
Sara J's avatar
Sara J
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3195)

Good experience helps a lot thanks

5
Good experience helps a lot thanks Reviewed on: 31st March 2026
Danielle c's avatar
Danielle c

Excellent communication very fast great company

5
Excellent communication very fast great company Reviewed on: 27th March 2026
Pamela f's avatar
Pamela f

It was quick easy and no stress it’s not the first t...

5
It was quick easy and no stress it’s not the first time I have got a loan with MCU the process was quick and simple Reviewed on: 27th March 2026
Tahira b's avatar
Tahira b

Very un helpful and quick

5
Very helpful and quick and I will be telling people about this company Reviewed on: 26th March 2026
Dawna oconnor 's avatar
Dawna oconnor

Excellent and efficient service.

5
Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026
Levi c's avatar
Levi c

Smooth and easy

5
So much easier easier with the app and Emails Reviewed on: 19th March 2026
Baz's avatar
Baz

I’ve been with Manchester credit union for many year...

5
I’ve been with Manchester credit union for many years they have helped me in difficult times aswel as helped me learn to save money aswell they keep me up to date with any upcoming changes and when Ive contact them via phone or in the office yhe customer service has been amazing every time i definitely recommend credit union to anyone who may need them in their life’s like I do Reviewed on: 19th March 2026
Karisha j's avatar
Karisha j

Loan was declined for lack of disposable income, how...

1
Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £50 loan repayment. My outgoings were high on leisurely spending not regular outgoings. This is different to me not having sufficient disposable income. Unsure who underwrites the loans but clearly not within standards. - don’t waste your time. Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

I am experiencing technical difficulties, so I was u...

4
I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sitting there unclaimed for almost a week because no extra communications were pursued. I therefore waited too long. Make sure you follow up your responses with calls too! Reviewed on: 18th March 2026
Simon R's avatar
Simon R

Lovely staff and great app !

5
Lovely staff and great app. Easy to work Reviewed on: 17th March 2026
Laura k's avatar
Laura k

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