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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

42% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

First time we applied and got accepted and really he...

First time we applied and got accepted and really helped us out when we are really struggling for money Reviewed on: 13th June 2025

Easy to use I love it.

Easy to use I love it. Good experience Reviewed on: 13th June 2025

Been with credit union for many years now best loan...

Been with credit union for many years now best loan provider with low interest rates Reviewed on: 13th June 2025

Everytime I’ve had an enquiry or question, customer...

Everytime I’ve had an enquiry or question, customer service have been on hand and so polite everytime, I couldn’t fault them. Reviewed on: 13th June 2025

I was unsure about the family revolving loan at the...

I was unsure about the family revolving loan at the start as I wasn’t sure it was reliable but it’s definitely worth it and it’s a great way to save money. Reviewed on: 13th June 2025

Very good experience easy to get loan

Very good experience easy to get loan Reviewed on: 13th June 2025

Customer service for advice is exceptional, whether...

Customer service for advice is exceptional, whether it bring an update on loan increase and appropriateness to reapply Reviewed on: 13th June 2025

Big respect to the credit union and their staff...

The credit union have been absolutely fantastic with my savings and my family loans, I have been in a couple of situations where I have needed a top up and they have always been so helpful and good willed towards myself, they have gone above and beyond for myself so that I can help to provide for my young children as a single mum money struggle is hard and can really put you down but the credit union have always been there to help !! I would really recommend highly!! Reviewed on: 13th June 2025

Amazing service.

Amazing service. Revolving credit is extremely useful for those difficult months. Reviewed on: 13th June 2025

I think it's grate coz when ur a single parent and s...

I think it's grate coz when ur a single parent and skint u can come here and lend money when it hose to the price range so it helps me out..... Reviewed on: 13th June 2025

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