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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.94
Based on 2,120 reviews, last reviewed 22nd Dec 2025
83% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing kind people always there to help. Amazing kind people always there to help. Very good customer service also Reviewed on: 22nd December 2025
Kathleen e's avatar
Kathleen e

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2120)

Always been helpful and attentive

5
Always been helpful and attentive Reviewed on: 11th June 2025
Chanelle A's avatar
Chanelle A

Credit union

5
It’s helped me out a lot with households items clothes and debts I really recommend it Reviewed on: 11th June 2025
Hayley E's avatar
Hayley E

Always been very helpful to me

5
My Manchester credit union helps me in many ways with savings and loans since joining with them it’s helped me with extra money at once for home improvements etc, an I have managed to save some money with them in a savings account. Reviewed on: 11th June 2025
Ciara 's avatar
Ciara

Love using manchester credit union.

5
Love using manchester credit union. Its easy to apply and staff are always friendly and very helpful Reviewed on: 11th June 2025
Emma m's avatar
Emma m

Always been there when I have needed help

5
Always been there when I have needed help Reviewed on: 11th June 2025
Latifah khan's avatar
Latifah khan

Very competetivev on interest for loans

5
i joined up via Mcr City Council. Then applied for a loan. good service throughout. answered all my questions about process and accepted me for a loan. i now repay it through salary sacrifice so its easy on my credit rating. interest is competetive compated to my bank and manageable. Reviewed on: 11th June 2025
ZR's avatar
ZR

With Manchester credit union I have no worries with...

5
With Manchester credit union I have no worries with my finance. I have decided to use credit union more against all other financial institutions because of the reliability Reviewed on: 11th June 2025
Ayoade 's avatar
Ayoade

Always easy to top up my family loan, simple and str...

5
Always easy to top up my family loan, simple and straightforward. If i need to speak to someone they are always available. Fast and effective at getting back to you and make it easy to do anything. Reviewed on: 11th June 2025
Amy Kaczkowski 's avatar
Amy Kaczkowski

Such an amazing opportunity for Christmas or birthda...

5
Such an amazing opportunity for Christmas or birthdays when money is tight, the fact it comes out of your child benefit is amazing. Also the savings aspect of the repayments is another added bonus! After doing this for 3 years I have saved a substantial amount and I don’t even miss the money. Reviewed on: 11th June 2025
Jessica C's avatar
Jessica C

This Union for me

5
When I've needed help it has been easy and straight forward to get, and I've always found the interaction between myself and the agent I'm dealing with as really good, I would definitely recommend Reviewed on: 11th June 2025
Lindsay W's avatar
Lindsay W

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