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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
42% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2165)

Great people

5
Great and welcoming company I been with the credit union for 2 years. The staff have always been helpful and excellent with the customer service. Very quick to reply to messages Reviewed on: 12th June 2025

They are a great option when your struggling and hav...

5
They are a great option when your struggling and have always been there to help if I have needed support. Reviewed on: 12th June 2025

Very helpful when setting up and easy to manage and...

5
Very helpful when setting up and easy to manage and save money Reviewed on: 12th June 2025

They are great loaning company and have savings as w...

5
They are great loaning company and have savings as well. Reviewed on: 12th June 2025

Very good customer service nothing is ever a hassle...

5
Very good customer service nothing is ever a hassle to the staff Reviewed on: 12th June 2025

Great service all round customer service and service...

5
Great service all round customer service and services 10 out of 10 Reviewed on: 12th June 2025

Manchester Credit Union Review

5
Manchester Credit Union has helped me when I have needed money in a fast and helpful manner , the savings account aspect of the loans is a great idea and is also helpful for money needs when the loan has been repaid. I love recommending credit unions to friends and family. Reviewed on: 12th June 2025

Mcu has supported me to consolidate my loan and that...

5
Mcu has supported me to consolidate my loan and that has made it worthy and convenient too Reviewed on: 12th June 2025

MCR are quick at responding, really helpful and reli...

5
MCR are quick at responding, really helpful and reliable. Also accurate with payments and customer service is also brilliant Reviewed on: 12th June 2025

Excellent all round

5
The app is quick and easy to use and when calling about a query MCU has excellent customer service which is speedy and reliable Reviewed on: 12th June 2025

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