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Manchester Credit Union: Loans reviews

4.85
Based on 4,152 reviews, last reviewed 3rd Oct 2026
84% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super quick application and really easy steps. Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my finan... Read more Reviewed on: 3rd October 2026
Kerry M's avatar
Kerry M

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026
Danielle's avatar
Danielle

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (4152)

Simply and easy straight forward to access

5
Simply and easy straight forward to access Reviewed on: 5th May 2026

Thank you for all that you do for our community! :)

5
During my time in secondary school I wasn’t educated enough on how the financial world works in adulthood, like many other young adults and young people. I was left with a lot of uncertainty about loans, how they work, and of course the negative idea that loans were a bad thing to take out. The Manchester Credit Union has allowed me to learn about loans, learn about the benefits of having one, and on top of that they truly care about the people. It’s a beautiful thing to see an organisation that is trying for the people, in a society that’s unfortunately stricken with money insecurity and a lack of necessary financial education. I believe that what the Manchester Credit Union is doing for our community and our people is important and needed. They change lives not just by providing services to people who might not otherwise be able to access them elsewhere but by providing educational resources so that we are able to better understand and support ourselves in the terrifying world of adult financial management. Reviewed on: 5th May 2026

Manchester credit union have great communication alw...

5
Manchester credit union have great communication always understanding and very professional. Reviewed on: 5th May 2026

easy and quick processs

5
Since i start with union credit I never had any type of issues . It’s always easy and quick ! It’s been helping me so much as a single mother . Reviewed on: 5th May 2026

Excellent Service - Debt Consolidation

5
Really helpful and provide great rates on loans and debt consolidation loans. Provide excellent rates and quick and efficient service provided to help me consolidate my debts. Customer service were extremely helpful when I was unsure on how to complete the application and provide the evidence that was required to process my loan. Reviewed on: 5th May 2026

Wanted to get a loan it never happened I think it wa...

3
Wanted to get a loan it never happened I think it was a lot to fill in Reviewed on: 5th May 2026

Manchester credit union offer a great service friend...

5
Manchester credit union offer a great service friendly staff always there to help Reviewed on: 5th May 2026

Lifeline

5
Family loan is very helpful with affordable payments , can literally be a lifeline when there’s nowhere else to turn Reviewed on: 5th May 2026

Good work

5
Helping me and friendly people working here Reviewed on: 5th May 2026

Impressed

5
Quick and easy Best experience so far extremely impressed with staff customer service Reviewed on: 4th May 2026

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