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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

BEEneficial (beneficial)

Been with my a few years now very Good experience with then. Highly recommended. Reviewed on: 12th June 2025

I have always found the service to be fair, speedy a...

I have always found the service to be fair, speedy and excellent in terms of apr. Such a great help to families when something occurs unexpected. Also being able to save alongside repaying the loan is brilliant. A great help towards Christmas or birthdays. Reviewed on: 12th June 2025

Great company great people great service

Great company great people great service Reviewed on: 12th June 2025

Everyone his helpful and kind and there help you wit...

Everyone his helpful and kind and there help you with a lot of things Reviewed on: 12th June 2025

Highly recommend

I have been with Manchester credit union for 3 years Excellent credit union quick and easy loan process great way to save at the same time as repaying your loan and very good communication I have never had a bad experience with mcu highly recommend Reviewed on: 12th June 2025

Had a loan and comes out my child benefit so really...

Had a loan and comes out my child benefit so really easy to forget about and be accepted and paying back is simple and really easy and good for a first time loan which I needed around Christmas and will be payed back in around 8 months so super affordable for anyone really Reviewed on: 12th June 2025

Manchester credit union work very fast in sorting yo...

Manchester credit union work very fast in sorting your loan out , and are very effective with the help they offer. Any issues they have very quick replies and are very useful when needed. Reviewed on: 12th June 2025

Always easy going and very helpful

Always easy going and very helpful Reviewed on: 12th June 2025

Experienced good customer service during my time as...

Experienced good customer service during my time as a member Reviewed on: 12th June 2025

Easy access affordable help full way to get you by.

Easy access affordable help full way to get you by. Reviewed on: 12th June 2025

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