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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2166)

Brilliant

4
Brilliant and good customer service Reviewed on: 11th June 2025

They have always help me when needed or made sure I...

5
They have always help me when needed or made sure I could get money out if needed Reviewed on: 11th June 2025

For me I have good experience with Manchester union...

5
For me I have good experience with Manchester union and it was very helpful during the time of need Reviewed on: 11th June 2025

I love that I can let my savings build up and in tim...

5
I love that I can let my savings build up and in times of need cash it in. Its a brilliant service and would be lost without it. Thank you Reviewed on: 11th June 2025

Everything went smoothly from start to finish would...

5
Everything went smoothly from start to finish would definitely recommend Reviewed on: 11th June 2025

Very good credit union.

5
Very good customer service, easy to save money. If I have any queries staff are fast to respond, and dividends have been excellent on my savings :) Reviewed on: 11th June 2025

MCU helped me during a difficult time

5
I needed a small loan for an unexpected expense so I dropped into the wythenshawe branch of MCU and they were so helpful. I have since paid it back in easily affordable payments. Without the help from MCU I would have been stuck in a difficult situation. Reviewed on: 11th June 2025

I get the money straight away in my bank and no fear...

5
I get the money straight away in my bank and no fear if I don’t have any money left as I can always take it out from the amount of remaining left Reviewed on: 11th June 2025

Just a great experience all round friendly staff gre...

5
Just a great experience all round friendly staff great communication easy forms filling out and you can always rely on credit union Reviewed on: 11th June 2025

Apt communication, seamless processing and timely di...

5
Apt communication, seamless processing and timely disbursement Reviewed on: 11th June 2025

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