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Manchester Credit Union: Loans reviews

4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

MCU support

5
I have had lots of loans over the years really been a great help for me very happy. Reviewed on: 11th June 2025

The staff are always helpful.

5
The staff are always helpful.its a good way to access saving and small amounts of money from child benefit. Reviewed on: 11th June 2025

They’ve been a massive help to me when I need money,...

4
They’ve been a massive help to me when I need money, I have no family to ask for help but you guys stepped in and made a massive difference! Reviewed on: 11th June 2025

Excellent manchester credit union

5
I have used manchester credit for about 7 years now. Whenever I need anything I email them and they always help me out. Even if I need to withdraw from my savings they help me. Reviewed on: 11th June 2025

Single mum

5
Since I have a family loan,it helps me a lot with my family,I am grateful, I have already recommended to another single mums,,because is so difficult to manage everything, Reviewed on: 11th June 2025

Amazing services

5
Overall really happy with the help and support that we get from credit union and are very grateful with these services and would highly recommend to friends and family Reviewed on: 11th June 2025

family loan

4
Took a family loan which really helped at Christmas and have since extended it once I’d paid most of it off. Reviewed on: 11th June 2025

Always very helpful and very easy to organise

5
Always very helpful and very easy to organise Reviewed on: 11th June 2025

Great for when we’re in need of a family loan

5
Great for when we’re in need of a loan that’s not adding interest Reviewed on: 11th June 2025

I've had no problems with credit union at all since...

5
I've had no problems with credit union at all since I signed up a few years back Reviewed on: 11th June 2025

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