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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (2166)

Great company

5
I have been with MCU for many years and they have provieded me with an amazing service and have always beel clear and easy to access. Reviewed on: 11th June 2025
Assan k's avatar
Assan k

Never let me down once and if cannot help always hav...

5
Never let me down once and if cannot help always have a few other options to advise me upon Reviewed on: 11th June 2025
Sinead K's avatar
Sinead K

Iv alway found it easy to get a loan and when askin...

5
Iv alway found it easy to get a loan and when askin quiestion been answered well Reviewed on: 11th June 2025
Hayley s's avatar
Hayley s

Amazing company to use!

5
Amazing company to use! I first came across Manchester Credit Union, when looking for a good way to save money and also be able to obtain a loan of needed. From using my child benefit I have been able to save, and any time I have needed any help, the customer service is great and they are quick to respond too! Reviewed on: 11th June 2025
Charlotte's avatar
Charlotte

Credit Union are really brilliant

5
Had several loans over phone and going into an office . Staff make you feel comfortable asking for loan always helpful polite and friendly. You area godsend to me in these difficult times Reviewed on: 11th June 2025
Julie Mather's avatar
Julie Mather

I’ve had a family loan with MCU for a few years now,...

4
I’ve had a family loan with MCU for a few years now, I find it very helpful. Slightly disappointed with the MCU lottery as it seems the same people win it everytime. Reviewed on: 11th June 2025
Emily B's avatar
Emily B

Always a pleasant experience with great customer ser...

5
Always a pleasant experience with great customer service and great products to offer. Including the bee lotto and saving pot to go with the loan, helps you save along the way. Reviewed on: 11th June 2025
Heather M's avatar
Heather M

I’ve always had a positive experience with Mancheste...

5
I’ve always had a positive experience with Manchester credit union. The app is very easy to use. And when I have spoken to a member of staff on the phone they have all been lovely and so helpful Reviewed on: 11th June 2025
Heather W's avatar
Heather W

I have always had a good experience with credit union.

5
I have always had a good experience with credit union. The staff are always willing to help while remaining professional they are also polite and caring. Reviewed on: 11th June 2025
Samantha's avatar
Samantha

They always make me feel at ease and always have gre...

5
They always make me feel at ease and always have great communication Reviewed on: 11th June 2025
Jordan M's avatar
Jordan M

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