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Manchester Credit Union: Loans reviews

4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

I love how I can save and pay my loan back at the sa...

5
I love how I can save and pay my loan back at the same time they don't put you in to debt they lend what you can afford and also you save what you can I love that Reviewed on: 13th July 2025

no hassle

5
Love the loans and the way up can top it up no hassle and in bank within minutes Reviewed on: 13th July 2025

Fantastic service polite friendly staff don't make y...

5
Fantastic service polite friendly staff don't make you feel.embarassed Reviewed on: 13th July 2025

Excellent Response

5
The Manchester Credit Union, when I needed financial help as member, They responded promptly. This was when fulfilled all the conditions. Reviewed on: 13th July 2025

Absolutely great with money.

5
Absolutely great with money. They have always accommodated my needs and helped me if if I needed to withdraw from my savings and from my revolving credit. They are an absolute life saver !! Reviewed on: 13th July 2025

This has helped out last minute when needed.

5
This has helped out last minute when needed. It’s great value I don’t feel like I’m loosing out on money while paying it back. Reviewed on: 13th July 2025

Excellent service

5
Always been quick and very helpful when dealing with MCU staff Reviewed on: 13th July 2025

Bee loan

5
Had quite a number of bee loans via my employer. All runs smooth. Good service and all staff very helpful when I contact them. And the app is very good. Very pleased with service Reviewed on: 13th July 2025

Received promptly when asked for loan.

5
Received promptly when asked for loan. Can select how much to pay back. Reviewed on: 13th July 2025

Would recommend to anyone

5
Found Manchester credit union one of the easiest quickest and most affordable Reviewed on: 13th July 2025

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