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Manchester Credit Union: Loans reviews

4.94
Based on 2,141 reviews, last reviewed 2nd Feb 2026
190% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful and there when needed Always helpful and there when needed Reviewed on: 2nd February 2026
stacey 's avatar
stacey

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2141)

Review of the Manchester Credit Union, Loans:

Amazing team work

5
Manchester credit union team is really amazing. I really like the way you guys are responding to each and every mail immediately. I’m so happy especially with Barbara.thank you so much team. Reviewed on: 7th February 2025

Safe and secure loan

5
Safe and secure loan, it feels safe to lend money, then only time I've ever felt that Reviewed on: 14th July 2025

Easy to use, love the new app update makes it easier...

5
Easy to use, love the new app update makes it easier to top up your loan and withdraw immediately, i use this all.tbe time and really.helps when I'm in a tough sopot Reviewed on: 14th July 2025

Amazing ! Deffo recommend

5
Manchester credit union are amazing they offer different loans. They offer one called a family loan which is really really beneficial for parents who are struggling as they can get this it doesn’t matter on your credit etc and it’s payed back through child benefit automatically so you don’t have to worry about missing payments it’s an amazing option for parents that struggle but have a bad credit score Reviewed on: 14th July 2025

Great app

5
Love the new app, it's so easy to use and get ur money into ur bank straight away. Reviewed on: 14th July 2025

Very helpfull and helps save Very easy to use and ve...

5
Very helpfull and helps save Very easy to use and very polite staff Reviewed on: 14th July 2025

I'm glad I went with credit union

5
I'm glad I went with credit union Reviewed on: 14th July 2025

MCU has been a help to me in term of financial need...

5
MCU has been a help to me in term of financial need and have been up to date with MCU very affordable rate Reviewed on: 14th July 2025

Really helps out when you need it and even with saving!

5
Really helps out when you need it and even with saving! Reviewed on: 14th July 2025

Very happy with service offered staff very polite an...

5
Very happy with service offered staff very polite and helpful Reviewed on: 14th July 2025

Always friendly and helpful.

5
Always friendly and helpful. Great customer service. Always very willing to resolve an issue or a problem. Thanks guys Reviewed on: 14th July 2025