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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2106 reviews)

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4.94

Based on 2,106 reviews, last reviewed 11th Dec 2025

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Seamless experience, and a great rate Seamless experience, and a great rate that helped me consolidate my debt and free up some money monthly for me. Reviewed on: 11th December 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2106)

Review for South Manchester Credit UnionI

Review for South Manchester Credit Union I’ve had a fantastic experience with South Manchester Credit Union—their savings and loans process is incredibly straightforward and hassle-free. From start to finish, everything was clear, efficient, and tailored to my needs. A special shoutout to Amy, who was absolutely exceptional! Her professionalism, kindness, and willingness to go the extra mile made the entire process smooth and stress-free. She answered all my questions, provided great advice, and ensured everything was handled quickly and efficiently. If you’re looking for a reliable, community-focused credit union that truly cares about its members, I highly recommend South Manchester Credit Union. Thanks again to Amy and the team for making everything so easy! Reviewed on: 13th March 2025

Loan approved and paid out in 9 hours

I applied for a loan at around 05:00am within 6 hours the loan was approved. Then 3 hours latter the money was in my account. the whole process from starting the application to the money being paid in my account took roughly 9 hours. Reviewed on: 12th March 2025

Very easy to get a loan and interest rates are good.

Very easy to get a loan and interest rates are good. very pleased with services. Reviewed on: 12th March 2025

Excellent service I'm very satisfied

Excellent service I'm very satisfied Reviewed on: 10th March 2025

They are very supportive Also tell you where you are...

They are very supportive Also tell you where you are in your credit ... Reviewed on: 10th March 2025

The whole experience was very easy and fast and answ...

The whole experience was very easy and fast and answered any questions I had with care and fast response. Reviewed on: 10th March 2025

So very easy to deal with everything is made so...

So very easy to deal with everything is made so simple Reviewed on: 7th March 2025

Quick response, great service , no hassle .

Quick response, great service , no hassle . Very well organised Reviewed on: 6th March 2025

Very fast and efficient as always

Very fast and efficient as always Reviewed on: 3rd March 2025

Excellent

It was really quick and easy experience. Liked the simplicity of the application process xx Reviewed on: 3rd March 2025

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