Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

New here and I love it!

5
New here and I love it! Amazing I would definitely recommend this to other families ! Reviewed on: 11th June 2025

Good company worry good

5
Good company thank you for sharing Reviewed on: 11th June 2025

Helpful friendly staff. Amazing team

5
Helpful friendly staff. App is very easy to use. Family loan is amazing product that really helps me when I need extra funds. Funds are quick to clear and bank holidays are dealt with easily. Reviewed on: 11th June 2025

I don’t have much money and this really helps me...

5
I don’t have much money and this really helps me Reviewed on: 11th June 2025

Excellent service I got a family credit union loan t...

5
Excellent service I got a family credit union loan to help with Christmas it’s quick easy and even better that you can still draw out once some has been paid back . That helps so much and the repayments are reasonable you I don’t even notice them anymore . Reviewed on: 11th June 2025

Been using this company since 2019 always been brill...

5
Been using this company since 2019 always been brilliant easy to withdraw money, any issues they’ve always been really helpful Reviewed on: 11th June 2025

Manchester Credit Union is the best people I have ev...

5
Manchester Credit Union is the best people I have ever dealt with. The response to message are very polite, with correct information and they answer back in a timely manner. They help as much as possible without putting you into financial difficulty. Reviewed on: 11th June 2025

I have had my loans granted with very easy access to...

5
I have had my loans granted with very easy access to apply and very good customer service Reviewed on: 11th June 2025

Hassle free happy to help at all times

5
Hassle free happy to help at all times Reviewed on: 11th June 2025

Ok but having to wait 3 months for a topup is not ad...

4
Ok but having to wait 3 months for a topup is not advisable Reviewed on: 11th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products