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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.94
Based on 2,113 reviews, last reviewed 17th Dec 2025
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been excellent since I first took a loan Been excellent since I first took a loan Reviewed on: 17th December 2025
S p 's avatar
S p

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2113)

Brilliant

5
Staff are supper helpful when I’ve applied for loans or helped set up a savings account… the APR is one of the best I know and is very affordable Reviewed on: 25th May 2022
kim henderson's avatar
kim henderson

Incredible and easy

5
So helpful for the short term help. Me and my sister were moving in together and we have children so credit union helped us get started and stopped us sturggling Reviewed on: 24th May 2022
Ashleigh Chadwick's avatar
Ashleigh Chadwick

Fantastic

5
I would highly recommend you to everyone Reviewed on: 24th May 2022
Kimberley Clayton 's avatar
Kimberley Clayton

Excellent service

5
Very helpful and speedy loan service. Reviewed on: 24th May 2022
Karen Trow's avatar
Karen Trow

Safest loan

5
I’ve been with Manchester credit union for many years now and would never go to another company. Staff are lovely and always available to help when needed :) Reviewed on: 24th May 2022
sineaxdx@hotmail.co.uk's avatar
[email protected]

A customer satisfaction service

5
A fantastic company that gives the customer multiple saving options that accrue interest. They also have several loan options with very fair interest rates if or when the customer needs additional help with unexpected bills. Great company with friendly staff an easy to use online service that's quick and efficient, I would highly recommend credit union. Reviewed on: 23rd May 2022
Samantha Kinsey's avatar
Samantha Kinsey

Reliable and fast

5
I've used Manchester credit union for several years. Ive always found them very helpful, fast and reliable especially at Christmas time when sometimes money is tighter. Reviewed on: 23rd May 2022
Nikki's avatar
Nikki

Best and fastest service!

5
Any time I need help, advice, a top up, etc they are always there to help at the earliest opportunity. Manchester credit union has helped me and my family so much over the years I've been with them Reviewed on: 23rd May 2022
Rachel's avatar
Rachel

Absolutely excellent

5
Nothing is difficult and the on line banking and dashboard is brilliant Reviewed on: 23rd May 2022
John Dyer's avatar
John Dyer

Brilliant

5
With a young family and bills high each month it is so helpful to have this service with a small amount taken from child benefit to be given help with money towards more expensive items that would otherwise take a while to save up for the staff are really friendly and helpful and always receive a reply to emails which is unlike some other companies Reviewed on: 23rd May 2022
melissa's avatar
melissa

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