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Manchester Credit Union: Loans reviews

4.85
Based on 4,155 reviews, last reviewed 6th Oct 2026
86% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very quick response and good customer service via em... Very quick response and good customer service via email. I will be saving with them Reviewed on: 6th October 2026
ZCE's avatar
ZCE

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026
Danielle's avatar
Danielle

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (4155)

Applied for a family loan, process was simple and easy.

5
Applied for a family loan, process was simple and easy. Reviewed on: 22nd April 2026

Always friendly and very helpful.

5
Always friendly and very helpful. Reviewed on: 22nd April 2026

Quick and profesional .

5
Quick and profesional . Recomended to everyone. Simple and easy service. Reviewed on: 22nd April 2026

It’s like saving as theres no interest rate so helps...

5
It’s like saving as theres no interest rate so helps a lot Reviewed on: 22nd April 2026

It’s very easy and convenient.

5
It’s very easy and convenient. And also we have an option to repay the amount whenever we want in between. Reviewed on: 22nd April 2026

Best experience

5
I’ve had a really positive experience with Manchester Credit Union when it comes to loans. The whole process was straightforward and easy to understand, which made a big difference for me. I didn’t feel overwhelmed or confused at any point, and everything was explained clearly. What stood out the most was how supportive and respectful the staff were. They took the time to listen to my situation without any pressure or judgment, and I felt like they genuinely wanted to help rather than just approve a loan. That personal approach made me feel comfortable and confident in my decision. The loan itself was affordable, with fair repayment terms that suited my budget. It helped me manage my finances without adding extra stress, which is something I really value. Payments were simple to set up, and I always knew where I stood. Overall, I would definitely recommend Manchester Credit Union to anyone looking for a reliable and trustworthy loan provider. They offer a service that feels personal, fair, and focused on helping people rather than just making profit. Reviewed on: 22nd April 2026

Been with Manchester credit union for 7 years.

5
Been with Manchester credit union for 7 years. Easy to apply for a loan and easy to save in savings. Customer service has always been great when needed. Reviewed on: 22nd April 2026

Manchester Credit Union has help mt to fulfil some o...

5
Manchester Credit Union has help mt to fulfil some of my dreams and to help my family financially. Without their help I could not have done it. Reviewed on: 22nd April 2026

There like family always there to help

5
There like family help me for past 20 odd years years don’t no what I wud of done them Reviewed on: 22nd April 2026

Amazing experience, very informative & detail.

5
Amazing experience, very informative & detail. On loan agreement & interest rate Reviewed on: 22nd April 2026

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