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Manchester Credit Union: Loans reviews

4.85
Based on 4,155 reviews, last reviewed 6th Oct 2026
86% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very quick response and good customer service via em... Very quick response and good customer service via email. I will be saving with them Reviewed on: 6th October 2026
ZCE's avatar
ZCE

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026
Danielle's avatar
Danielle

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (4155)

Great customer service, fast response, quick back tr...

5
Great customer service, fast response, quick back transfer. Reviewed on: 23rd April 2026

best in town

5
never had a problem x carnt fault this company always happy to help best around Reviewed on: 23rd April 2026

It’s been a wonderful experience since joining the MCU

5
It’s been a wonderful experience since joining the MCU Reviewed on: 23rd April 2026

Accessing my account was very easy and my enquiry wa...

5
Accessing my account was very easy and my enquiry was answered promptly.. Reviewed on: 23rd April 2026

Smooth transaction

5
Everything is done smoothly no hassle and easy to understand Reviewed on: 23rd April 2026

App down

5
Sometimes the app is down and you cant withdraw your savings Reviewed on: 22nd April 2026

thank you

5
Helped my family over the years when stuck at xmas or birthdays Reviewed on: 22nd April 2026

Good loans, don’t even notice it coming out

5
Good loans, don’t even notice it coming out Reviewed on: 22nd April 2026

Couldn’t recommended MCU enough.

5
Couldn’t recommended MCU enough. They have helped me massively over the years and they have this great feature where once you pay off a certain amount of your loan you can then re apply to withdraw that portion again. Not only that - they have this great saving feature on the side so not only are you paying back the loan. You’re saving at the same time !! Honestly I don’t know where I’d be without MCU. It has really come in handy over the years and helped massively. The customer service is amazing and the payouts are fast. Thankyou for everything MCU. Reviewed on: 22nd April 2026

They are very helpful in everyway

5
They are very helpful in everyway Reviewed on: 22nd April 2026

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