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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.84 (3934 reviews)

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4.84

Based on 3,930 reviews, last reviewed 11th Jul 2026

292% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Manchester credit union is a great way to save up mo... Manchester credit union is a great way to save up money Reviewed on: 11th July 2026

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3934)

Very reliable and easy to use!

I’ve had a couple of loans now to help with life in general, they lent me the deposit for my first flat and it was so quick and easy! Paid in fast and very easy to keep track of where you’re up to with it all. I also enjoy the savings part of repayment. As you repay your loan it also saves for you. I like to leave it to build up until I’ve paid it back then withdraw my savings as a reward for paying it back! Reviewed on: 14th April 2026

Help me when needed and quick on app

Help me when needed and quick on app Reviewed on: 14th April 2026

Amazing , great way of saving and not being able...

Amazing , great way of saving and not being able to touch your savings until its paid off and you always know in 3 months you can top up for a new loan. Brilliant Reviewed on: 14th April 2026

Easy to apply and easy to navigate the app and get h...

Easy to apply and easy to navigate the app and get help when needed Reviewed on: 14th April 2026

So handy.

I’ve been in situations where I’ve been really struggling and it’s so easy to apply, in your bank within no time and it’s helped me massively with Christmas and birthdays. Reviewed on: 14th April 2026

Credit Union is amazing!

Credit Union is amazing! They help family’s/people out with reasonable prices, the customer service is great they get back to you very fast with very friendly and understanding staff. I already have recommended credit union to everyone and my friend has joined with positive feedback and I will continue recommending credit union to everyone! Thank you for the great service and staff I will be continuing using credit union. Reviewed on: 14th April 2026

Iv been with Manchester union credit for a couple of...

Iv been with Manchester union credit for a couple of years now and it’s absolutely fabulous to help with loans who are on benefits and to also help save money Reviewed on: 14th April 2026

A Lifeline During the Cost of Living Crisis

l've had a really positive experience with Manchester Credit Union. I regularly use their revolving, interest-free loan as a way to top up my income when things are tight, and it's made a huge difference to my financial stability. What I really value is that repayments are affordable and structured in a way that also helps me build savings at the same time. It's not just borrowing—it's a system that encourages better financial habits, which l've found incredibly helpful. During periods of low income, this support has been a lifeline. In the current cost of living crisis, having access to fair, interest-free credit without the pressure of high rates or hidden charges is genuinely reassuring. Overall, I think it's an excellent service for anyone who may be struggling financially and wants a more ethical, supportive alternative to traditional lenders. Reviewed on: 14th April 2026

It’s so helpful and always fast with responses

It’s so helpful and always fast with responses Reviewed on: 14th April 2026

Very helpful goes above and beyond

Very helpful goes above and beyond Reviewed on: 14th April 2026

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