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Manchester Credit Union: Loans reviews

4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

All great

5
great service everything can be done online Reviewed on: 19th May 2022

Superb!

5
Great service, completely stress free, very helpful staff and really well managed service! I wish I had known of MCA a very long time ago, I would have avoided a lot of these terrible companies. I feel well looked after, it’s easy to communicate, your advised well, should you get in financial trouble, the rate is amazingly good, it’s almost unbelievable! A company that truly puts you first! Thank you for your service Reviewed on: 19th May 2022

Easy to use

5
Great value & customer service, no messing Reviewed on: 19th May 2022

Amazing customer service

5
Everytime I have used Manchester credit union for a loan/ top up loan I always received great customer service with friendly staff and quick replies I have recommended them to friends and family. I found out about Manchester credit union through a friend as she has had a great experience with them herself Reviewed on: 19th May 2022

Reassuringly trust worthy

5
Best reliable reasonable secure company Reviewed on: 19th May 2022

Excellent service

4
I have been with mcu for around 4 years now they are always happy to help and deliver a very freindly service Reviewed on: 19th May 2022

Fabulous service and staff

5
Always helpful, great customer experience and service Reviewed on: 19th May 2022

Love the Manchester Credit Union, great customer support and the app is simple and straight forward!!

5
I've been a member of Manchester Credit Union for a few years now. I have nothing but positive regard for MCU, they are a safe, secure trust worthy service. Reviewed on: 19th May 2022

Excellent customer service.

5
Very efficient service and prompt response to customers request Reviewed on: 19th May 2022

Great service!

5
Really friendly & nomprobs so far. Reviewed on: 19th May 2022

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