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Manchester Credit Union: Loans reviews

4.93
Based on 2,172 reviews, last reviewed 12th Mar 2026
41% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2172)

Great help when needed

5
Always fast and easy great staff always helpful Reviewed on: 19th May 2022

Lovely organisation!

5
Manchester Credit Union is a wonderful asset to the community for both savers and borrowers. Reviewed on: 19th May 2022

Highly recommend

5
I feel they really take into account the affordability of the loan they give you.. each time I have been able to pay back with ease Reviewed on: 19th May 2022

Best

5
Great and wonderful most definitely Reviewed on: 19th May 2022

Hassle free

5
This is a very helpful, reliable source of financial assistance. Always dealt with experienced , professional and knowledgable representatives. Who provide straightforward loans and who make the process seamless. Reviewed on: 19th May 2022

Forever grateful.

5
I have a disabled daughter and I don’t have a motability vehicle at the moment I have my own vehicle. My daughter struggles to walk and my car had a problem and I was a costly job to have it fixed. I didn’t have the money at the time to get it done and I was really struggling to find a solution and my friend suggested credit union. Thankfully they were able to help me and I was able to get my car fixed and my daughter back to school. I’ll be forever grateful x Reviewed on: 19th May 2022

Emergency loan needed and granted with no hassle

5
We needed an urgent sum of money to help toward a family members funeral cost. This was granted and we were able to pay it back in affordable monthly payments over the next year. A heavy burden eased!!! Reviewed on: 19th May 2022

The staff are so competent, love what the do .

5
They are so helpful and up to date. Reviewed on: 19th May 2022

Great support

5
In times that I needed most CU helped me and had a prompt response. And always tried their best to see what the best options were for me. Thank you for that. Reviewed on: 19th May 2022

Best loan for mothers

5
I have this review based upon my own experiences using this provider. It has such a easy application process and the funds are realised prominently aswell as ensuring I make savings which are released after my loan is paid in full. Reviewed on: 19th May 2022

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