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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2124 reviews)

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4.94

Based on 2,124 reviews, last reviewed 30th Dec 2025

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

Really helpful and easy and affordable credit options.

I’ve been using MCU for quite a few years and I’ve always found that their services are all very user friendly and the staff are always very helpful. I like that they offer affordable credit solutions alongside savings. All round great service that I have recommended and would still recommend to others. Reviewed on: 18th May 2022

Efficient and easy

I've been a member for many years. They have help me with my fiancies and getting loans at very reasonable, affordable repayments. They have been my life savers! Thank you. Reviewed on: 18th May 2022

Efficient

Always have positive experience need I contact or enquire or simply request assistance. Fast and efficient and friendly helpful staff. Reviewed on: 18th May 2022

Up front

Manchester credit union are brilliant in a time of need offering all sorts of loans with very low interest. I had a family loan and the whole process was easy and they made me understand the repayment plans. Excellent service @!!! Reviewed on: 18th May 2022

MCU is simply the best!

Haven't tried to obtain loans from several credit companies without success, I tried MCU once and I got my desired loan. I will always recommend MCU to all and sundry. Reviewed on: 18th May 2022

Flawless

Easy and straightforward to apply for loan as long as you meet all the criteria Reviewed on: 18th May 2022

Great service

They are a great company that help you out Reviewed on: 18th May 2022

Manchester credit Union are very compassionate

I am a single....and l work in health care. Reviewed on: 18th May 2022

Brilliant all my family an friends use credit union

Any time I need any support there always there Reviewed on: 18th May 2022

Very prompt business like and friendly

Always ready to help and vey approachable. Best in dealing with tough times Reviewed on: 18th May 2022

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