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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Efficient and easy

5
I've been a member for many years. They have help me with my fiancies and getting loans at very reasonable, affordable repayments. They have been my life savers! Thank you. Reviewed on: 18th May 2022

Efficient

5
Always have positive experience need I contact or enquire or simply request assistance. Fast and efficient and friendly helpful staff. Reviewed on: 18th May 2022

Up front

5
Manchester credit union are brilliant in a time of need offering all sorts of loans with very low interest. I had a family loan and the whole process was easy and they made me understand the repayment plans. Excellent service @!!! Reviewed on: 18th May 2022

MCU is simply the best!

5
Haven't tried to obtain loans from several credit companies without success, I tried MCU once and I got my desired loan. I will always recommend MCU to all and sundry. Reviewed on: 18th May 2022

Flawless

5
Easy and straightforward to apply for loan as long as you meet all the criteria Reviewed on: 18th May 2022

Great service

5
They are a great company that help you out Reviewed on: 18th May 2022

Manchester credit Union are very compassionate

5
I am a single....and l work in health care. Reviewed on: 18th May 2022

Brilliant all my family an friends use credit union

5
Any time I need any support there always there Reviewed on: 18th May 2022

Very prompt business like and friendly

5
Always ready to help and vey approachable. Best in dealing with tough times Reviewed on: 18th May 2022

Manchester credit union is simply the best

5
They are friendly and helpful, whenever the time you are doing business with them Reviewed on: 18th May 2022