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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,173 reviews, last reviewed 13th Mar 2026
44% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very helpful from start to finish. very helpful from start to finish. thank you would highly recommend Reviewed on: 13th March 2026
Daniel M's avatar
Daniel M

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2173)

Great!

5
Myself and my friends absolutely love credit union always there when you need it and great customer service. Reviewed on: 19th May 2022
Del's avatar
Del

Best loans

5
Really helpful with what loan you need and easy to contact.also helpful with payment dates and if you need to change due to circumstances.helps build credit score for young people .also helps you save aswell as paying back your loan . Reviewed on: 18th May 2022
Demi's avatar
Demi

The best

5
From the day I joined I've been more than happy with credit union. My only regret is I should have joined years ago. Reviewed on: 18th May 2022
Richard 's avatar
Richard

A friendly helpful group

5
When I moved to the Manchester Credit Union they couldn't have been more helpful and made the change very straightforward. They are always there to help and are very friendly and approachable. Reviewed on: 18th May 2022
Joy Hallsworth's avatar
Joy Hallsworth

The best lender

5
Never let me down come birthday or shine! Reviewed on: 18th May 2022
amanda richards's avatar
amanda richards

Long term customer

5
I have used Manchester Credit Union for 10 years and they have always been able to help me in times of need and for that I will be forever grateful Reviewed on: 18th May 2022
Chelsea 's avatar
Chelsea

Dr

5
Ethical and effective. The credit union that does not discriminate Reviewed on: 18th May 2022
Clementinah Rooke's avatar
Clementinah Rooke

Great

5
You have helped me so much over the last few years and I would be lost with out your help, Reviewed on: 18th May 2022
Patrick kelly's avatar
Patrick kelly

Welcoming

5
Manchester Credit Union-helpful, reliable and convenient Reviewed on: 18th May 2022
Maria Scott's avatar
Maria Scott

Really helpful and easy and affordable credit options.

4
I’ve been using MCU for quite a few years and I’ve always found that their services are all very user friendly and the staff are always very helpful. I like that they offer affordable credit solutions alongside savings. All round great service that I have recommended and would still recommend to others. Reviewed on: 18th May 2022
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RF

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