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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2174)

Really helpful and easy and affordable credit options.

4
I’ve been using MCU for quite a few years and I’ve always found that their services are all very user friendly and the staff are always very helpful. I like that they offer affordable credit solutions alongside savings. All round great service that I have recommended and would still recommend to others. Reviewed on: 18th May 2022
RF's avatar
RF

Efficient and easy

5
I've been a member for many years. They have help me with my fiancies and getting loans at very reasonable, affordable repayments. They have been my life savers! Thank you. Reviewed on: 18th May 2022
J.P 's avatar
J.P

Efficient

5
Always have positive experience need I contact or enquire or simply request assistance. Fast and efficient and friendly helpful staff. Reviewed on: 18th May 2022
Vicky's avatar
Vicky

Up front

5
Manchester credit union are brilliant in a time of need offering all sorts of loans with very low interest. I had a family loan and the whole process was easy and they made me understand the repayment plans. Excellent service @!!! Reviewed on: 18th May 2022
Hellen Womack's avatar
Hellen Womack

MCU is simply the best!

5
Haven't tried to obtain loans from several credit companies without success, I tried MCU once and I got my desired loan. I will always recommend MCU to all and sundry. Reviewed on: 18th May 2022
Adebiyi Popoola's avatar
Adebiyi Popoola

Flawless

5
Easy and straightforward to apply for loan as long as you meet all the criteria Reviewed on: 18th May 2022
bolanle ajimobi's avatar
bolanle ajimobi

Great service

5
They are a great company that help you out Reviewed on: 18th May 2022
Shannan's avatar
Shannan

Manchester credit Union are very compassionate

5
I am a single....and l work in health care. Reviewed on: 18th May 2022
Ochuko Okotie-eboh 's avatar
Ochuko Okotie-eboh

Brilliant all my family an friends use credit union

5
Any time I need any support there always there Reviewed on: 18th May 2022
E's avatar
E

Very prompt business like and friendly

5
Always ready to help and vey approachable. Best in dealing with tough times Reviewed on: 18th May 2022
Patrick Anyomi's avatar
Patrick Anyomi

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