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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very helpful company

I was struggling with a few credit cards and Manchester Credit Union really helped me and was very informative Reviewed on: 18th May 2022

There so helpful. Saved me a few times. Always willing to help

I have a daughter they understood my situation and made my loan happen asap. Great people. Reviewed on: 18th May 2022

Easy borrowing

This method has not only allowed me to have enough money for my child’s birthday present but it enables me to save too Reviewed on: 18th May 2022

Easy n very helpfull

Fast, and efficient, amd realy helpfull staff, in the office, and on the phone, Reviewed on: 18th May 2022

Quick and easy

It’s quick to sign up and there’s always a friendly person to help you out Reviewed on: 18th May 2022

Reliable

My friend told me about the Manchester Credit union and how effective and reliable they are and I joined them. Reviewed on: 18th May 2022

Amazing how help credit union give out to people

Always here to help me out and very easy to apply for loans etc. really simple and never had a problem at all :) Reviewed on: 18th May 2022

Very good service and value

I find the service amazing and great communication offering good valie and a great way to save for myself and children. Reviewed on: 18th May 2022

Brill

Credit union are very reliable. Never had a problem Reviewed on: 18th May 2022

Affordable and manageable

Easy to use and very simple and affordable, I struggled getting a loan and have trouble keeping up with payment but this is so straight forward the payments come out of my CB and I even put a little away for Christmas as well as a weekly savings 10/10 Reviewed on: 18th May 2022

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