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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Great service

5
Wonderful service which is easily accessible via website, app or in office. Staff friendly and very helpful Reviewed on: 18th May 2022

Great service

5
Using the credit union has helped me save money and allowed me to borrow affordable amounts of money, and budget for events such as Christmas and my children's birthdays. Reviewed on: 18th May 2022

There great very easy to use

5
I have been a customer for roughly 7 years and would highly recommend everything is straight forward Reviewed on: 18th May 2022

Great help

5
Excellent customer service via phone and email. Fast response and very friendly & helpful everytime. Reviewed on: 18th May 2022

Easy way to save

5
Great salary sacrifice scheme so you don’t even notice you’re saving money every month. Good for long and short term savings goals Reviewed on: 18th May 2022

Brilliant with great support

5
I have been using their services & they offer great loans to help for them little emergencies. Also they put some away towards your savings which is fantastic. Reviewed on: 18th May 2022

Absolutely fabulous!!

5
Have only good things to say about Manchester credit union. The service is fantastic, super quick responses and always friendly and helpful. The new app is great, it's easy to navigate your way around it. I've been with this union for years and can honestly say I'll remain with them for many more years. Reviewed on: 18th May 2022

Reliable!

5
When needed support guidance and assistance is there. Reviewed on: 18th May 2022

Very patient and understanding

5
Good service, and were very patient and understanding of the fact I’d lost my job, lovely staff never had an issue Reviewed on: 18th May 2022

Amazing customer service

5
I’ve got a loan with Manchester credit union and I could not recommend them more, every time I have needed to speak to someone they have been there to assist and help me in any way I need and are always very polite, a lovely company and definitely deserve this award! Reviewed on: 18th May 2022

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