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Manchester Credit Union: Loans reviews

4.93
Based on 3,237 reviews, last reviewed 14th May 2026
1693% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to setup , simple and clear to understand and f... Easy to setup , simple and clear to understand and finally really good interest rate if not the best I’ve ever seen Reviewed on: 14th May 2026
Adebowale O's avatar
Adebowale O

Latest lowest rating:

2

No response within 5 working days No response within 5 working days Reviewed on: 11th May 2026
Orangzaib A's avatar
Orangzaib A

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3237)

Perfect and excellent service never had an kind of i...

5
Perfect and excellent service never had an kind of issue Reviewed on: 23rd June 2025

Have used for years to get short term loans and savi...

5
Have used for years to get short term loans and saving it a safe and secure way to manage my money Reviewed on: 23rd June 2025

Brilliant helping hand when you need it and helps to...

5
Brilliant helping hand when you need it and helps to save too Reviewed on: 23rd June 2025

I have been with Manchester credit union for years a...

5
I have been with Manchester credit union for years and the app has made it easier to access the products Reviewed on: 23rd June 2025

Great to help out when needed, sometimes hard to get...

5
Great to help out when needed, sometimes hard to get hold of during the day but can always get a response via email Reviewed on: 23rd June 2025

Very good

5
Always been helpful and app is brilliant Reviewed on: 23rd June 2025

Really helpful to have access to a loan without cred...

5
Really helpful to have access to a loan without credit checks Reviewed on: 23rd June 2025

Always been quick in handling my loans when ive bee...

5
Always been quick in handling my loans when ive been desperately in need Reviewed on: 23rd June 2025

Very easy and straight forward to get signed up.

5
Very easy and straight forward to get signed up. Anyone I have spoken to have been extremely helpful & friendly. Reviewed on: 23rd June 2025

Manchester credit union: A community focused gem

5
"I've been a member of Manchester Credit Union for over five years, and I couldn't be happier with their services. As someone who values community-focused banking, I appreciate that Manchester Credit Union is deeply invested in the local area. They actively support community events and initiatives, which makes me feel good about where my money is being held. The staff at Manchester Credit Union are always friendly, helpful, and knowledgeable. Whether I'm opening a new account, applying for a loan, or just have a quick question, they always take the time to provide personalized service. I never feel like just another number; they treat me like a valued member. Their online banking platform is user-friendly and makes it easy to manage my accounts, pay bills, and transfer funds. I also appreciate that they offer competitive interest rates on savings accounts and loans. Overall, I highly recommend Manchester Credit Union to anyone looking for a reliable, community-focused financial institution. Their commitment to customer service, community involvement, and competitive rates make them a standout choice. I'm proud to be a member and look forward to continuing my banking relationship with them for many years to come." Reviewed on: 23rd June 2025

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