Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Manchester Credit Union Loans reviews (2174)

Really easy to use with really helpful customer service

4
I've had few family loans that have been effordable and easy to pay back. Customer services have been really easy to use a d they are very helpful with any information you may need. Will highly recommend to friends and family. Reviewed on: 18th May 2022

Reliable and great way to save

5
Really easy to use and understand quick and reliable and great way to save if you struggle to save Reviewed on: 18th May 2022

Wonderful wonderful

5
It’s just Mark marvellous And can’t wait to tell my friends and family about it so easy to access really friendly staff always help Reviewed on: 18th May 2022

Great way to save

4
Great way to save and easy to get money out, easy loans if needed at affordable rates to pay back, always telling my friends to use the MCu Reviewed on: 18th May 2022

Fast reliable service

5
I always get clear communication from the credit union and when I need to access money it's easily done without any fuss, just as it should be. Reviewed on: 18th May 2022

Fantastic

5
Low interest, helpful and professionals staffs, electronic information sharing including loans agreement, fast and reliable Reviewed on: 18th May 2022

Great

5
Used a few times. Alway great service and friendly staff Reviewed on: 18th May 2022

Really helpful for people struggling

5
Really helpful for people on benefits to be able to get a loan without getting into debt Reviewed on: 18th May 2022

Excellent, friendly, helpful, professional

5
Brilliant! Always there to provide support and advice and a listening ear Reviewed on: 18th May 2022

Handy when you need it.

5
Great overall, I used it to help towards spending money on holiday. Paying back is effortless. Reviewed on: 18th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products