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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2174)

Quick service and fair

5
Great company. Really helped me out through the years. Very quick service and replies. Very friendly staff in my local branch. Reviewed on: 18th May 2022

Brilliant

5
Brilliant company easy to talk to, never make you feel uncomfortable, easy to use Reviewed on: 18th May 2022

Fantastic service

5
Manageable repayments and always comes in handy Reviewed on: 18th May 2022

Friendly and fair

5
A great way to save and borrow if needed Reviewed on: 18th May 2022

Great company

5
They go above and beyond to help you Reviewed on: 18th May 2022

The best way to lend money!

5
It was the fastest and most efficient application I have ever done, the staff were understanding and professional. I would t ever use anyone else to borrow money from now. Reviewed on: 18th May 2022

A good service with good online features

4
Manchester Credit Union has always been very good for me. Anytime I have had issues they have been quick to respond and help out. The online site is simple and easy to use Any changes to terms have been clearly communicated. Reviewed on: 18th May 2022

FABULOUS SERVICE

5
I have used my Credit Union for a loan to buy a car to enable me to work. I have disabilities so this was a necessity for being able to do my job. I also use my Credit Union to save up but being safe in the knowledge that can access my savings easily if I need it. The staff have always been quick and efficient in transferring payments. Thank you! Reviewed on: 18th May 2022

I always get family loan child benefit, buy I was in a big mess and they could not help with loan but 2 times they helped and gave me half of my savings

5
This is the truth an they deserve to be put up there an win because I was suicidal my partner is on hospital bed at home I could not afford electricity to keep that bed on, I didn't even explain to credit union but they helped they care they really do Reviewed on: 18th May 2022

Brilliant company no complains excellent service

5
Spot on everytime would definitely recommend to family and friends Reviewed on: 18th May 2022

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