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Manchester Credit Union: Loans reviews

4.84
Based on 3,961 reviews, last reviewed 14th Jul 2026
147% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for helping families Great for helping families with family loans Reviewed on: 14th July 2026
Louise M's avatar
Louise M

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3965)

Fast response to messages!

5
Fast response to messages! Great customer service. Reviewed on: 10th March 2026

U enjoy being able to lend and have a small interest...

3
U enjoy being able to lend and have a small interest applied Reviewed on: 6th March 2026

Complecaited forms long process customer service slow

3
Complecaited forms long process customer service slow Reviewed on: 6th March 2026

Generally a great company

4
It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The repayments are clear and fair and I love that you have to save as well, so build resilience. Reviewed on: 4th March 2026

Lovely stafff help you 100% amazing

5
Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026

Brilliant for low income families

5
Brilliant for low income families Reviewed on: 27th February 2026

When i filled my loan forms the process of emails he...

5
When i filled my loan forms the process of emails helping me to correct and send the required statements was really smooth. I changed my mind and requested a higher amount and that was granted. I am really pleased. Our Manchester credit union is tue best and a problem solver for me throughout the years Reviewed on: 26th February 2026

I am so happy with the service and everything I have...

5
I am so happy with the service and everything I have received from Manchester Credit Union. However, the communication hasn’t been great. I wasn’t aware I needed to reapply and then when I did, I sent some bank statements through and wasn’t aware that they were not sufficient. I had to send a message to the office to find out I needed to send more bank statements, which infact, someone should have contacted me and told me to send the correct statements in. So all in all, everything is great but the communication from the office to the client needs to be better. Reviewed on: 25th February 2026

Good always there to help and great service.

5
Good always there to help and great service. Reviewed on: 25th February 2026

Always an extra support for me when struggling

5
Always an extra support for me when struggling Reviewed on: 24th February 2026

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