Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

View other Manchester Credit Union products

4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

50% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (2174)

A great community bank.

So easy to save with this bank and safe in the knowledge that their lending is fair unlike the 'big banks'. Reviewed on: 18th May 2022

Life Saving

I can honestly say I would of been in so much debt if i had to borrow off high interest money lenders because I would of been going round in circles MCU made it possible to pay back and still stay out of the deep red and everyone is so helpful never judging you and the money goes in the bank so quickly they take all of the stress of borrowing money away thank you to you all great idea for real people Reviewed on: 18th May 2022

The best place for saving

I have been a member of the credit union for several years. I mainly like the way my savings can help other people and they are very understanding if you need a loan. It is a community bank helping every one. Reviewed on: 18th May 2022

Service

Great service on the phone and the app works really well. Reviewed on: 18th May 2022

Brilliant service

This service has helped me manage and save money Reviewed on: 18th May 2022

Amazing support

Amazing support throughout the whole process and excellent customer service Reviewed on: 18th May 2022

Happy with them

Happy with everything they do and how quick you get the money in your bank Reviewed on: 18th May 2022

Life saver

A life line to many families in their times of need Reviewed on: 18th May 2022

Great to get loans of so easy and straightforward

Credit union have help me out massively and so easy to apply Reviewed on: 18th May 2022

Community based banking for all

I work with homeless people and low income households. MCU is available to these communities to help with banking which in turns helps individuals secure jobs and housing. MCU is easily the best CU in the region Reviewed on: 18th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Cash Converters 4.14 from 6 reviews
Loans
from Partners Credit Union 4.92 from 801 reviews
Loans
from M for Money Credit Union 4.94 from 53 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub