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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
50% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2174)

Efficient, reliable and close to the people

5
I needed a loan and I didn't have a credit score, they provided a loan quickly and at a very good rate for my position, I hold a savings account as well and every time I email them I get a very professional reply or a phone call. Thank you very much for your work. Reviewed on: 18th May 2022

Fast easy process

5
Always a fast easy process with every loan i have put in for Great customer service if you have any questions Fast easy wonderful service Reviewed on: 18th May 2022

Good customer service

3
Good customer service and experiences with Manchester credit union. Reviewed on: 18th May 2022

Amazing branch ,great service.

5
Great accounts on offer and always easy to access your money. I’m delighted to be a member of this amazing branch. Reviewed on: 18th May 2022

Amazing!

5
They’ve been a huge help and being able to repay with my child benefit is a massive help! Reviewed on: 18th May 2022

Invaluable :)

5
Manchester Credit Union has been a blessing & a huge help towards managing my finances while raising 3 children. Reviewed on: 18th May 2022

Brilliant management

5
I think the credit union in manchester are fast and reliable, I’ve had all my queries answered in a timely manner and have thought each person handled my query with respect. I would recommend them to anyone Reviewed on: 18th May 2022

Easy to use and very helpful

5
A friend recommended the Manchester credit union qnd it's very helpful and easy to deal with. Reviewed on: 18th May 2022

What I needed

5
Credit union helped me a lot in time of need for my little boy. I was running low for the basic necessary items for everyday and that helped me lot to cover everything, and you only pay it back bit by bit so it doesn’t leave you in the mud Reviewed on: 18th May 2022

Good for familys who dont get much money

5
I’m single mum I was struggling for new washer I heard about Manchester union credit it was easy to apply was quick to get paid on hours they do you can also save as your repaying the money back witch is bonus for you aswell Reviewed on: 18th May 2022

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