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Manchester Credit Union: Loans reviews

4.92
Based on 2,181 reviews, last reviewed 19th Mar 2026
10% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026
Baz's avatar
Baz

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Friendly service

5
Very friendly polite team always happy to help when needed Reviewed on: 18th May 2022

The best credit union I have ever used

5
I have been with Manchester credit union since 2015, their services are top notch. They have been treating all my issues fairly, be it loans or other related financial issues. Reviewed on: 18th May 2022

Needed now more than ever !

5
Everything is so clear and the staff are oustanding when you need advice... Reviewed on: 18th May 2022

Review

5
Credit union was the best decision i made it helped me alot in hard difficult times and i would deffinetly recomend it to anyone who needs some financial help . Its quick easy and reliable. Reviewed on: 18th May 2022

All You want ..

5
From a credit union. Always very helpful. Site easy to use. Reviewed on: 18th May 2022

Excellent customer service and trustworthy

5
I have never regret joining Manchester credit union. Reviewed on: 18th May 2022

Easy and helpful

5
Really helpful company that was easy to use. Staff are a credit to them. Always friendly and quick to answer queries. Would 100% recommend. Reviewed on: 18th May 2022

Always there

5
The staff are always very polite and understanding Reviewed on: 18th May 2022

Always been massively helpful, especially when it comes to my family loan, fantastic service

5
Always in hand to deal with any problems with my account, customer service is fantastic Reviewed on: 18th May 2022

Brilliant Service

5
I am really impressed with the Manchester credit Union's service after being with them since 2020 their customer service team are polite and professional friendly helping me to open X'MAX savings at the beginning of this year which is fantastically progressing toward my goals. I will confidently recommend Manchester Credit Union to anyone out there to have the test my experience Reviewed on: 18th May 2022